Lemonade, Inc.
General ticker "LMND" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $3.0B (TTM average)
Lemonade, Inc. follows the US Stock Market performance with the rate: 65.0%.
Estimated limits based on current volatility of 4.9%: low 72.33$, high 78.30$
Factors to consider:
- Total employees count: 1235 (-1.8%) as of 2024
- Top business risk factors: Net losses and future profitability, Reinsurance availability and counterparty risk, Reputation and brand risks, Claims management and payment accuracy, AI risks
- Current price 80.1% above estimated high
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [21.55$, 42.65$]
- 2025-12-31 to 2026-12-31 estimated range: [16.02$, 32.78$]
Financial Metrics affecting the LMND estimates:
- Negative: with PPE of -14.0 at the end of fiscal year the price was very high
- Negative: negative Operating income
- Negative: Operating cash flow per share per price, % of -0.40 <= 0.33
- Positive: Industry operating cash flow per share per price (median), % of 18.39 > 10.33
- Negative: negative Net income
- Positive: 0 < Industry earnings per price (median), % of 1.26
- Positive: Investing cash flow per share per price, % of 1.44 > -0.66
- Positive: 18.93 < Shareholder equity ratio, % of 32.09 <= 41.86
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term LMND quotes
Long-term LMND plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $256.70MM | $429.80MM | $526.50MM |
| Operating Expenses | $551.50MM | $659.60MM | $730.40MM |
| Operating Income | $-294.80MM | $-229.80MM | $-203.90MM |
| Income(Loss) | $-294.80MM | $-229.80MM | $-203.90MM |
| Taxes | $3.00MM | $7.10MM | $-1.70MM |
| Profit(Loss)* | $-297.80MM | $-236.90MM | $-202.20MM |
| Stockholders Equity | $866.80MM | $708.90MM | $593.40MM |
| Assets | $1,690.70MM | $1,633.30MM | $1,849.10MM |
| Operating Cash Flow | $-163.00MM | $-119.10MM | $-11.40MM |
| Capital expenditure | $10.10MM | $9.20MM | $9.40MM |
| Investing Cash Flow | $181.10MM | $88.70MM | $40.60MM |
| Financing Cash Flow | $3.60MM | $15.40MM | $87.70MM |
| Earnings Per Share** | $-4.59 | $-3.40 | $-2.85 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.