United Security Bancshares
General ticker "UBFO" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $171.8M
United Security Bancshares follows the US Stock Market performance with the rate: 45.3%.
Estimated limits based on current volatility of 1.5%: low 9.99$, high 10.29$
Factors to consider:
- Company pays dividends: last record date 2024-10-07, amount 0.12$ (Y4.73%)
- Company does not operate outside North America (retrieved using AI)
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [6.68$, 9.55$]
- 2024-12-30 to 2025-12-30 estimated range: [8.12$, 11.18$]
Financial Metrics affecting the UBFO estimates:
- Positive: 0.93 < Non-GAAP EPS, $ of 1.16
- Positive: Operating cash flow per share per price, % of 15.17 > 12.76
- Negative: 0.14 < Interest expense per share, $ of 0.65
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 1.60
- Positive: Operating profit margin, % of 55.36 > 19.51
Short-term UBFO quotes
Long-term UBFO plot with estimates
Financial data
YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
---|---|---|---|
Operating Revenue | $38.95MM | $51.09MM | $53.43MM |
Operating Expenses | $25.63MM | $28.84MM | $25.03MM |
Operating Income | $13.31MM | $22.25MM | $28.40MM |
Non-Operating Income | $0.00MM | $-0.19MM | $-0.93MM |
Interest Expense | $2.08MM | $3.19MM | $11.06MM |
Income(Loss) | $13.31MM | $22.06MM | $27.48MM |
Taxes | $3.22MM | $6.37MM | $7.68MM |
Profit(Loss) | $10.10MM | $15.69MM | $19.80MM |
Stockholders Equity | $120.21MM | $112.46MM | $122.54MM |
Inventory | $231.33MM | $0.00MM | $0.00MM |
Assets | $1,330.94MM | $1,299.19MM | $1,211.05MM |
Operating Cash Flow | $16.55MM | $23.70MM | $21.38MM |
Capital expenditure | $1.25MM | $2.14MM | $0.79MM |
Investing Cash Flow | $-319.37MM | $-174.23MM | $87.58MM |
Financing Cash Flow | $227.97MM | $-30.09MM | $-106.77MM |
Earnings Per Share* | $0.59 | $0.92 | $1.16 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.