United Security Bancshares

General ticker "UBFO" information:

  • Sector: Financials
  • Industry: Banks
  • Capitalization: $171.8M

United Security Bancshares follows the US Stock Market performance with the rate: 45.3%.

Estimated limits based on current volatility of 1.5%: low 9.99$, high 10.29$

Factors to consider:

  • Company pays dividends: last record date 2024-10-07, amount 0.12$ (Y4.73%)
  • Company does not operate outside North America (retrieved using AI)
  • Earnings for 9 months up through Q3 are close to our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

  • 2023-12-31 to 2024-12-30 estimated range: [6.68$, 9.55$]
  • 2024-12-30 to 2025-12-30 estimated range: [8.12$, 11.18$]

Financial Metrics affecting the UBFO estimates:

  • Positive: 0.93 < Non-GAAP EPS, $ of 1.16
  • Positive: Operating cash flow per share per price, % of 15.17 > 12.76
  • Negative: 0.14 < Interest expense per share, $ of 0.65
  • Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 1.60
  • Positive: Operating profit margin, % of 55.36 > 19.51

Similar symbols

Short-term UBFO quotes

Long-term UBFO plot with estimates

Financial data

YTD 2021-12-31 2022-12-31 2023-12-31
Operating Revenue $38.95MM $51.09MM $53.43MM
Operating Expenses $25.63MM $28.84MM $25.03MM
Operating Income $13.31MM $22.25MM $28.40MM
Non-Operating Income $0.00MM $-0.19MM $-0.93MM
Interest Expense $2.08MM $3.19MM $11.06MM
Income(Loss) $13.31MM $22.06MM $27.48MM
Taxes $3.22MM $6.37MM $7.68MM
Profit(Loss) $10.10MM $15.69MM $19.80MM
Stockholders Equity $120.21MM $112.46MM $122.54MM
Inventory $231.33MM $0.00MM $0.00MM
Assets $1,330.94MM $1,299.19MM $1,211.05MM
Operating Cash Flow $16.55MM $23.70MM $21.38MM
Capital expenditure $1.25MM $2.14MM $0.79MM
Investing Cash Flow $-319.37MM $-174.23MM $87.58MM
Financing Cash Flow $227.97MM $-30.09MM $-106.77MM
Earnings Per Share* $0.59 $0.92 $1.16

* EPS are Split Adjusted, recent splits may be reflected with a delay.