The Hanover Insurance Group, Inc.
General ticker "THG" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $6.0B (TTM average)
The Hanover Insurance Group, Inc. follows the US Stock Market performance with the rate: 48.0%.
Estimated limits based on current volatility of 1.5%: low 180.22$, high 185.77$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-12, amount 0.90$ (Y2.02%)
- Total employees count: 4900 as of 2024
- Top business risk factors: Underestimating adverse events, Operational and conduct risks, Regulatory and compliance, Cybersecurity threats, Market risk
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [136.54$, 202.93$]
- 2025-12-31 to 2026-12-31 estimated range: [151.03$, 223.04$]
Financial Metrics affecting the THG estimates:
- Negative: with PPE of 11.5 at the end of fiscal year the price was very high
- Positive: 7.86 < Operating profit margin, % of 8.65
- Positive: Operating cash flow per share per price, % of 14.59 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 18.39 > 10.33
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 1.87 < Return on assets ratio (scaled to [-100,100]) of 2.71
- Positive: 0 < Industry earnings per price (median), % of 1.26
- Positive: Interest expense per share per price, % of 0.62 <= 0.79
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term THG quotes
Long-term THG plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Operating Revenue | $5,963.50MM | $6,216.80MM |
| Operating Expenses | $5,922.40MM | $5,679.00MM |
| Operating Income | $41.10MM | $537.80MM |
| Interest Expense | $34.10MM | $34.10MM |
| Income(Loss) | $41.10MM | $537.80MM |
| Taxes | $7.60MM | $112.50MM |
| Profit(Loss)* | $35.30MM | $426.00MM |
| Stockholders Equity | $2,465.60MM | $2,841.80MM |
| Assets | $14,612.60MM | $15,274.50MM |
| Operating Cash Flow | $361.70MM | $806.40MM |
| Capital expenditure | $11.90MM | $10.20MM |
| Investing Cash Flow | $-228.50MM | $-541.50MM |
| Financing Cash Flow | $-122.10MM | $-145.50MM |
| Earnings Per Share** | $0.99 | $11.87 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.