Hanover Insurance Group Inc
General ticker "THG" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $5.7B
Hanover Insurance Group Inc follows the US Stock Market performance with the rate: 51.3%.
Estimated limits based on current volatility of 1.0%: low 151.25$, high 154.21$
Factors to consider:
- Company pays dividends: last record date 2024-12-13, amount 0.90$ (Y2.34%)
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [112.37$, 164.29$]
- 2024-12-30 to 2025-12-30 estimated range: [129.81$, 184.85$]
Financial Metrics affecting the THG estimates:
- Negative: Operating profit margin, % of 0.80 <= 1.03
- Positive: 0.93 < Non-GAAP EPS, $ of 1.54
- Positive: Industry operating cash flow per share per price (median), % of 11.06 > 10.07
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.23
- Positive: Industry inventory ratio change (median), % of -25.01 <= -0.39
- Positive: Industry earnings per price (median), % of 6.07 > 5.96
- Negative: Investing cash flow per share, $ of -6.40 <= -3.48
Short-term THG quotes
Long-term THG plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $5,227.80MM | $5,468.60MM | $5,993.50MM |
| Operating Expenses | $4,707.80MM | $5,291.30MM | $5,945.50MM |
| Operating Income | $520.00MM | $177.30MM | $48.00MM |
| Non-Operating Income | $1.30MM | $-33.30MM | $-6.90MM |
| Interest Expense | $34.00MM | $34.10MM | $34.10MM |
| Income(Loss) | $521.30MM | $144.00MM | $41.10MM |
| Taxes | $98.50MM | $28.00MM | $7.60MM |
| Profit(Loss) | $422.80MM | $116.00MM | $33.50MM |
| Stockholders Equity | $3,144.90MM | $2,325.60MM | $2,465.60MM |
| Inventory | $2,044.40MM | $786.10MM | $0.00MM |
| Assets | $14,254.30MM | $13,997.20MM | $14,612.60MM |
| Operating Cash Flow | $823.70MM | $722.30MM | $361.70MM |
| Capital expenditure | $8.00MM | $17.80MM | $11.90MM |
| Investing Cash Flow | $-460.20MM | $-507.60MM | $-228.50MM |
| Financing Cash Flow | $-253.20MM | $-140.60MM | $-122.10MM |
| Earnings Per Share* | $11.66 | $3.26 | $0.99 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.