Rhinebeck Bancorp, Inc.
General ticker "RBKB" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $117.6M (TTM average)
Rhinebeck Bancorp, Inc. follows the US Stock Market performance with the rate: 24.0%.
Estimated limits based on current volatility of 1.5%: low 11.12$, high 11.46$
Factors to consider:
- Total employees count: 171 (-10.9%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Cybersecurity threats, Climate change and natural disasters, Liquidity and credit risks, Technology implementation
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [10.07$, 14.84$]
- 2025-12-31 to 2026-12-31 estimated range: [10.56$, 15.51$]
Financial Metrics affecting the RBKB estimates:
- Positive: with PPE of -1496.6 at the end of fiscal year the price was low
- Negative: negative Operating income
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 8.21
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of -0.68
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 9.70 <= 18.93
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
Short-term RBKB quotes
Long-term RBKB plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $54.53MM | $66.39MM | $54.26MM |
| Operating Expenses | $45.63MM | $60.78MM | $65.19MM |
| Operating Income | $8.90MM | $5.61MM | $-10.94MM |
| Interest Expense | $6.76MM | $22.69MM | $25.53MM |
| Income(Loss) | $8.90MM | $5.61MM | $-10.94MM |
| Taxes | $1.90MM | $1.22MM | $-2.32MM |
| Profit(Loss)* | $7.00MM | $4.39MM | $-8.62MM |
| Stockholders Equity | $108.13MM | $113.69MM | $121.83MM |
| Assets | $1,335.98MM | $1,313.20MM | $1,255.77MM |
| Operating Cash Flow | $14.79MM | $7.05MM | $8.47MM |
| Capital expenditure | $1.13MM | $0.58MM | $0.79MM |
| Investing Cash Flow | $-123.61MM | $14.70MM | $74.75MM |
| Financing Cash Flow | $68.11MM | $-31.00MM | $-67.86MM |
| Earnings Per Share** | $0.65 | $0.41 | $-0.80 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.