World Acceptance Corporation
General ticker "WRLD" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $779.0M (TTM average)
World Acceptance Corporation follows the US Stock Market performance with the rate: 54.7%.
Estimated limits based on current volatility of 2.2%: low 155.11$, high 162.03$
Factors to consider:
- Total employees count: 2872 (-6.6%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Cybersecurity threats, Strategic risks and growth management, Regulatory and compliance, Acquisition/divestiture risks
- Price in estimated range
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-03-31 to 2026-03-31
- 2024-03-31 to 2025-03-31 estimated range: [113.22$, 184.55$]
- 2025-03-31 to 2026-03-31 estimated range: [112.09$, 185.52$]
Financial Metrics affecting the WRLD estimates:
- Negative: with PPE of 10.3 at the end of fiscal year the price was very high
- Positive: 7.86 < Operating profit margin, % of 17.34
- Positive: Operating cash flow per share per price, % of 33.83 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.33
- Positive: Return on assets ratio (scaled to [-100,100]) of 6.82 > 6.04
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
Short-term WRLD quotes
Long-term WRLD plot with estimates
Financial data
| YTD | 2022-03-31 | 2023-03-31 | 2024-03-31 |
|---|---|---|---|
| Operating Revenue | $585.19MM | $616.55MM | $573.21MM |
| Operating Expenses | $519.61MM | $589.40MM | $473.81MM |
| Operating Income | $65.58MM | $27.15MM | $99.41MM |
| Interest Expense | $33.42MM | $50.46MM | $48.23MM |
| Income(Loss) | $65.58MM | $27.15MM | $99.41MM |
| Taxes | $11.66MM | $5.91MM | $22.06MM |
| Profit(Loss)* | $53.92MM | $21.23MM | $77.35MM |
| Stockholders Equity | $373.02MM | $385.23MM | $424.43MM |
| Assets | $1,218.30MM | $1,117.32MM | $1,056.35MM |
| Operating Cash Flow | $272.45MM | $291.55MM | $265.78MM |
| Capital expenditure | $6.07MM | $5.83MM | $5.93MM |
| Investing Cash Flow | $-451.89MM | $-180.58MM | $-135.14MM |
| Financing Cash Flow | $182.93MM | $-113.70MM | $-135.32MM |
| Earnings Per Share** | $8.88 | $3.69 | $13.45 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.