Potomac Bancshares Inc
General ticker "PTBS" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $68.9M
Potomac Bancshares Inc follows the US Stock Market performance with the rate: 25.8%.
Estimated limits based on current volatility of 1.2%: low 16.13$, high 16.53$
Factors to consider:
- Company pays dividends: last record date 2024-11-01, amount 0.12$ (Y2.91%)
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [12.02$, 18.30$]
- 2024-12-30 to 2025-12-30 estimated range: [13.91$, 20.56$]
Financial Metrics affecting the PTBS estimates:
- Positive: 0.93 < Non-GAAP EPS, $ of 1.78
- Positive: Operating cash flow per share per price, % of 24.93 > 12.76
- Positive: Operating profit margin, % of 30.60 > 19.51
- Negative: Investing cash flow per share, $ of -5.93 <= -3.48
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
Short-term PTBS quotes
Long-term PTBS plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $29.83MM | $32.77MM | $31.74MM |
| Operating Expenses | $19.86MM | $23.18MM | $22.03MM |
| Operating Income | $9.97MM | $9.59MM | $9.71MM |
| Non-Operating Income | $-0.19MM | $-0.20MM | $-0.36MM |
| Interest Expense | $2.42MM | $2.79MM | $0.00MM |
| Income(Loss) | $9.78MM | $9.39MM | $9.35MM |
| Taxes | $2.21MM | $2.08MM | $2.09MM |
| Profit(Loss) | $7.57MM | $7.31MM | $7.26MM |
| Stockholders Equity | $60.77MM | $60.46MM | $66.87MM |
| Inventory | $4.31MM | $5.38MM | $0.00MM |
| Assets | $711.39MM | $756.05MM | $830.71MM |
| Operating Cash Flow | $8.53MM | $8.72MM | $15.37MM |
| Capital expenditure | $5.17MM | $0.22MM | $0.10MM |
| Investing Cash Flow | $-44.77MM | $-129.11MM | $-24.60MM |
| Financing Cash Flow | $83.32MM | $43.98MM | $65.57MM |
| Earnings Per Share* | $1.83 | $1.77 | $1.75 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.