Heartland Financial USA Inc
General ticker "HTLF" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $2.9B
Heartland Financial USA Inc follows the US Stock Market performance with the rate: 69.4%.
Estimated limits based on current volatility of 1.9%: low 60.80$, high 63.19$
Factors to consider:
- Company pays dividends: last record date 2024-11-12, amount 0.30$ (Y1.93%)
- Company does not operate outside North America (retrieved using AI)
- Current price 50.7% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [28.09$, 41.19$]
- 2024-12-30 to 2025-12-30 estimated range: [33.53$, 47.32$]
Financial Metrics affecting the HTLF estimates:
- Positive: Non-GAAP EPS, $ of 4.44 > 2.29
- Positive: Operating cash flow per share per price, % of 18.80 > 12.76
- Positive: Operating profit margin, % of 24.45 > 19.51
- Negative: Interest expense per share, $ of 8.26 > 0.74
Short-term HTLF quotes
Long-term HTLF plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $688.91MM | $799.70MM | $553.28MM |
| Operating Expenses | $413.65MM | $535.26MM | $417.98MM |
| Operating Income | $275.26MM | $264.44MM | $135.30MM |
| Non-Operating Income | $0.00MM | $3.32MM | $-38.53MM |
| Interest Expense | $28.20MM | $76.42MM | $352.56MM |
| Income(Loss) | $275.26MM | $267.75MM | $96.78MM |
| Taxes | $55.34MM | $55.57MM | $16.86MM |
| Profit(Loss) | $219.92MM | $212.18MM | $79.92MM |
| Stockholders Equity | $2,182.18MM | $1,735.06MM | $1,933.12MM |
| Inventory | $10,325.13MM | $11,318.87MM | $0.00MM |
| Assets | $19,274.55MM | $20,244.23MM | $19,411.71MM |
| Operating Cash Flow | $326.04MM | $388.01MM | $280.31MM |
| Capital expenditure | $17.20MM | $14.80MM | $7.06MM |
| Investing Cash Flow | $-1,525.10MM | $-1,813.04MM | $802.20MM |
| Financing Cash Flow | $1,296.76MM | $1,352.52MM | $-1,122.58MM |
| Earnings Per Share* | $5.01 | $4.80 | $1.51 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.