Essent Group Ltd.
General ticker "ESNT" information:
- Sector: Financials
- Industry: Insurance - Specialty
- Capitalization: $6.0B (TTM average)
Essent Group Ltd. follows the US Stock Market performance with the rate: 60.8%.
Estimated limits based on current volatility of 0.7%: low 62.29$, high 63.24$
Factors to consider:
- Earnings expected soon, date: 2026-02-13 bmo
- Company pays dividends (quarterly): last record date 2025-12-01, amount 0.31$ (Y1.97%)
- Total employees count: 625 as of 2024
- Top business risk factors: Market competition, Economic downturns and volatility, Regulatory and compliance, Rating downgrades, Technological disruptions
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [47.30$, 63.78$]
- 2025-12-31 to 2026-12-31 estimated range: [48.83$, 65.50$]
Financial Metrics affecting the ESNT estimates:
- Negative: with PPE of 7.8 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 15.23 > 12.99
- Positive: Operating profit margin, % of 67.51 > 18.34
- Positive: Shareholder equity ratio, % of 78.80 > 64.37
- Positive: Industry operating profit margin (median), % of 12.19 > 9.53
- Negative: Industry operating cash flow per share per price (median), % of 8.85 <= 10.21
- Negative: Investing cash flow per share per price, % of -12.49 <= -4.43
Short-term ESNT quotes
Long-term ESNT plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,018.34MM | $1,131.09MM | $1,267.15MM |
| Operating Expenses | $30.15MM | $308.09MM | $411.66MM |
| Operating Income | $988.19MM | $823.00MM | $855.49MM |
| Non-Operating Income | $-0.00MM | $0.00MM | $0.00MM |
| Interest Expense | $15.61MM | $30.14MM | $35.32MM |
| Income(Loss) | $988.19MM | $823.00MM | $855.49MM |
| Taxes | $156.83MM | $126.61MM | $126.09MM |
| Profit(Loss)* | $831.35MM | $696.39MM | $729.40MM |
| Stockholders Equity | $4,462.31MM | $5,102.55MM | $5,603.66MM |
| Assets | $5,723.80MM | $6,426.67MM | $7,111.65MM |
| Operating Cash Flow | $588.82MM | $763.00MM | $861.53MM |
| Capital expenditure | $3.98MM | $4.00MM | $6.77MM |
| Investing Cash Flow | $-398.87MM | $-525.57MM | $-706.93MM |
| Financing Cash Flow | $-190.20MM | $-176.88MM | $-164.91MM |
| Earnings Per Share** | $7.75 | $6.56 | $6.92 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.