Columbia Financial Inc
General ticker "CLBK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $1.8B
Columbia Financial Inc follows the US Stock Market performance with the rate: 15.1%.
Estimated limits based on current volatility of 1.9%: low 15.87$, high 16.47$
Factors to consider:
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [12.50$, 18.68$]
- 2024-12-30 to 2025-12-30 estimated range: [12.61$, 18.85$]
Financial Metrics affecting the CLBK estimates:
- Negative: Operating cash flow per share per price, % of 2.17 <= 2.35
- Positive: 0.10 < Non-GAAP EPS, $ of 0.48
- Positive: 9.05 < Operating profit margin, % of 9.12
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
- Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.34
Short-term CLBK quotes
Long-term CLBK plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $271.96MM | $340.07MM | $233.25MM |
| Operating Expenses | $145.78MM | $231.91MM | $177.66MM |
| Operating Income | $126.18MM | $108.16MM | $55.60MM |
| Non-Operating Income | $0.00MM | $8.72MM | $-9.54MM |
| Interest Expense | $36.59MM | $42.89MM | $189.10MM |
| Income(Loss) | $126.18MM | $116.88MM | $46.05MM |
| Taxes | $34.13MM | $30.70MM | $9.96MM |
| Profit(Loss) | $92.05MM | $86.17MM | $36.09MM |
| Stockholders Equity | $1,079.08MM | $1,053.60MM | $1,040.34MM |
| Inventory | $99.26MM | $213.13MM | $0.00MM |
| Assets | $9,224.10MM | $10,408.17MM | $10,645.57MM |
| Operating Cash Flow | $98.70MM | $142.16MM | $40.72MM |
| Capital expenditure | $5.49MM | $7.20MM | $7.63MM |
| Investing Cash Flow | $-443.61MM | $-614.73MM | $39.65MM |
| Financing Cash Flow | $-7.09MM | $580.83MM | $163.66MM |
| Earnings Per Share* | $0.88 | $0.82 | $0.35 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.