Civista Bancshares Inc
General ticker "CIVB" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $346.5M
Civista Bancshares Inc follows the US Stock Market performance with the rate: 47.7%.
Estimated limits based on current volatility of 1.8%: low 20.81$, high 21.62$
Factors to consider:
- Company pays dividends: last record date 2024-11-05, amount 0.16$ (Y2.98%)
- Company does not operate outside North America (retrieved using AI)
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [14.27$, 21.08$]
- 2024-12-30 to 2025-12-30 estimated range: [17.65$, 24.94$]
Financial Metrics affecting the CIVB estimates:
- Positive: Non-GAAP EPS, $ of 2.74 > 2.29
- Negative: Operating profit margin, % of 0 <= 1.03
- Positive: Operating cash flow per share per price, % of 23.45 > 12.76
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
- Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
- Negative: Investing cash flow per share, $ of -20.45 <= -3.48
Short-term CIVB quotes
Long-term CIVB plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $124.56MM | $137.03MM | $160.24MM |
| Operating Expenses | $77.00MM | $74.49MM | $160.24MM |
| Operating Income | $47.56MM | $62.54MM | $0.00MM |
| Non-Operating Income | $0.82MM | $-15.51MM | $50.61MM |
| Interest Expense | $6.32MM | $11.05MM | $57.24MM |
| Income(Loss) | $48.38MM | $47.03MM | $50.61MM |
| Taxes | $7.83MM | $7.61MM | $7.65MM |
| Profit(Loss) | $40.55MM | $39.43MM | $42.96MM |
| Stockholders Equity | $355.21MM | $334.83MM | $372.00MM |
| Inventory | $273.35MM | $44.84MM | $0.00MM |
| Assets | $3,011.98MM | $3,537.83MM | $3,861.42MM |
| Operating Cash Flow | $40.76MM | $25.18MM | $62.70MM |
| Capital expenditure | $1.93MM | $6.51MM | $3.43MM |
| Investing Cash Flow | $-130.50MM | $-410.36MM | $-311.78MM |
| Financing Cash Flow | $216.93MM | $164.30MM | $266.13MM |
| Earnings Per Share* | $2.63 | $2.60 | $2.73 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.