Security National Financial Corporation
General ticker "SNFCA" information:
- Sector: Financials
- Industry: Financial - Mortgages
- Capitalization: $216.7M (TTM average)
Security National Financial Corporation follows the US Stock Market performance with the rate: 44.7%.
Estimated limits based on current volatility of 1.1%: low 8.75$, high 8.96$
Factors to consider:
- Total employees count: 1243 (-12.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, Interest rate risk, Regulatory and compliance, Mortgage market risks, Mortality and lapse assumptions
- Price in estimated range
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [7.41$, 10.97$]
- 2026-12-31 to 2027-12-31 estimated range: [8.36$, 12.18$]
Financial Metrics affecting the SNFCA estimates:
- Positive: with PPE of 6.9 at the end of fiscal year the price was neutral
- Positive: 11.29 < Operating profit margin, % of 12.02
- Positive: 15.29 < Operating cash flow per share per price, % of 21.28
- Positive: 1.88 < Return on assets ratio (scaled to [-100,100]) of 2.02
- Positive: Interest expense per share per price, % of 2.11 <= 2.54
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 13.65 > 6.58
- Positive: 25.20 < Shareholder equity ratio, % of 26.27 <= 34.41
- Positive: Industry operating cash flow per share per price (median), % of 20.98 > 16.44
Short-term SNFCA quotes
Long-term SNFCA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $313.63MM | $330.27MM | $344.59MM |
| Operating Expenses | $297.33MM | $296.16MM | $303.18MM |
| Operating Income | $16.30MM | $34.10MM | $41.41MM |
| Interest Expense | $4.87MM | $4.25MM | $4.52MM |
| Income(Loss) | $16.30MM | $34.10MM | $41.41MM |
| Taxes | $1.81MM | $7.57MM | $9.26MM |
| Net Income(Loss)* | $14.50MM | $26.54MM | $32.15MM |
| Stockholders Equity | $312.90MM | $338.78MM | $410.37MM |
| Assets | $1,430.55MM | $1,489.81MM | $1,561.84MM |
| Operating Cash Flow | $53.88MM | $57.32MM | $45.54MM |
| Capital expenditure | $1.11MM | $2.47MM | $1.69MM |
| Investing Cash Flow | $14.61MM | $-43.13MM | $-67.21MM |
| Financing Cash Flow | $-62.04MM | $-4.01MM | $-14.32MM |
| Earnings Per Share** | $0.63 | $1.14 | $1.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.