Security National Financial Corporation
General ticker "SNFCA" information:
- Sector: Financials
- Industry: Financial - Mortgages
- Capitalization: $216.7M (TTM average)
Security National Financial Corporation follows the US Stock Market performance with the rate: 47.4%.
Estimated limits based on current volatility of 1.7%: low 9.74$, high 10.08$
Factors to consider:
- Total employees count: 1243 (-12.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, Interest rate risk, Regulatory and compliance, Mortgage market risks, Mortality and lapse assumptions
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [7.23$, 10.74$]
- 2026-12-31 to 2027-12-31 estimated range: [8.23$, 11.99$]
Financial Metrics affecting the SNFCA estimates:
- Positive: with PPE of 7.3 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 20.15 > 12.93
- Positive: 7.57 < Operating profit margin, % of 12.02
- Positive: Industry operating cash flow per share per price (median), % of 20.46 > 10.32
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: 0.74 < Interest expense per share per price, % of 2.00
- Positive: 1.77 < Return on assets ratio (scaled to [-100,100]) of 2.02
- Positive: 19.19 < Shareholder equity ratio, % of 26.27 <= 42.57
Short-term SNFCA quotes
Long-term SNFCA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $313.63MM | $330.27MM | $344.59MM |
| Operating Expenses | $297.33MM | $296.16MM | $303.18MM |
| Operating Income | $16.30MM | $34.10MM | $41.41MM |
| Interest Expense | $4.87MM | $4.25MM | $4.52MM |
| Income(Loss) | $16.30MM | $34.10MM | $41.41MM |
| Taxes | $1.81MM | $7.57MM | $9.26MM |
| Net Income(Loss)* | $14.50MM | $26.54MM | $32.15MM |
| Stockholders Equity | $312.90MM | $338.78MM | $410.37MM |
| Assets | $1,430.55MM | $1,489.81MM | $1,561.84MM |
| Operating Cash Flow | $53.88MM | $57.32MM | $45.54MM |
| Capital expenditure | $1.11MM | $2.47MM | $1.69MM |
| Investing Cash Flow | $14.61MM | $-43.13MM | $-67.21MM |
| Financing Cash Flow | $-62.04MM | $-4.01MM | $-14.32MM |
| Earnings Per Share** | $0.63 | $1.14 | $1.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.