SB Financial Group, Inc.
General ticker "SBFG" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $131.1M (TTM average)
SB Financial Group, Inc. follows the US Stock Market performance with the rate: 23.0%.
Estimated limits based on current volatility of 1.8%: low 21.55$, high 22.33$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-14, amount 0.15$ (Y2.76%)
- Total employees count: 252 (+0.4%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate fluctuations, Cybersecurity threats, Liquidity and credit risks, Growth challenges
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [18.81$, 24.93$]
- 2025-12-31 to 2026-12-31 estimated range: [18.93$, 25.50$]
Financial Metrics affecting the SBFG estimates:
- Positive: with PPE of 12.6 at the end of fiscal year the price was neutral
- Positive: 7.86 < Operating profit margin, % of 17.03
- Negative: Shareholder equity ratio, % of 9.24 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.82
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Operating cash flow per share per price, % of 6.67 <= 6.82
Short-term SBFG quotes
Long-term SBFG plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $62.80MM | $75.87MM | $81.37MM |
| Operating Expenses | $47.48MM | $61.16MM | $67.51MM |
| Operating Income | $15.32MM | $14.72MM | $13.86MM |
| Interest Expense | $5.17MM | $18.88MM | $24.43MM |
| Income(Loss) | $15.32MM | $14.72MM | $13.86MM |
| Taxes | $2.79MM | $2.62MM | $2.39MM |
| Profit(Loss)* | $12.52MM | $12.10MM | $11.47MM |
| Stockholders Equity | $118.43MM | $124.34MM | $127.51MM |
| Assets | $1,335.63MM | $1,343.25MM | $1,379.52MM |
| Operating Cash Flow | $25.57MM | $13.99MM | $9.45MM |
| Capital expenditure | $1.90MM | $0.96MM | $1.23MM |
| Investing Cash Flow | $-165.67MM | $-17.39MM | $-28.95MM |
| Financing Cash Flow | $18.41MM | $-1.45MM | $22.46MM |
| Earnings Per Share** | $1.79 | $1.77 | $1.72 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.