SB Financial Group, Inc.
General ticker "SBFG" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $129.7M (TTM average)
SB Financial Group, Inc. follows the US Stock Market performance with the rate: 47.6%.
Estimated limits based on current volatility of 1.9%: low 27.57$, high 28.62$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-14, amount 0.16$ (Y2.27%)
- Total employees count: 254 (+0.8%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Liquidity and credit risks, Cybersecurity threats, Regulatory and compliance
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [19.68$, 26.71$]
- 2026-12-31 to 2027-12-31 estimated range: [19.17$, 26.50$]
Financial Metrics affecting the SBFG estimates:
- Positive: with PPE of 9.5 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 17.11 > 13.08
- Positive: Operating profit margin, % of 18.96 > 18.77
- Negative: Interest expense per share per price, % of 18.12 > 3.34
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.90
- Negative: Shareholder equity ratio, % of 9.14 <= 18.97
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Negative: Investing cash flow per share per price, % of -48.45 <= -14.39
Short-term SBFG quotes
Long-term SBFG plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $56.99MM | $81.37MM | $91.03MM |
| Operating Expenses | $41.96MM | $67.51MM | $73.77MM |
| Operating Income | $15.03MM | $13.86MM | $17.25MM |
| Non-Operating Income | $-0.32MM | $0.00MM | $0.00MM |
| Interest Expense | $18.88MM | $24.43MM | $25.47MM |
| Income(Loss) | $14.72MM | $13.86MM | $17.25MM |
| Taxes | $2.62MM | $2.39MM | $3.28MM |
| Net Income(Loss)* | $12.10MM | $11.47MM | $13.97MM |
| Stockholders Equity | $124.34MM | $127.51MM | $141.24MM |
| Assets | $1,343.25MM | $1,379.52MM | $1,545.37MM |
| Operating Cash Flow | $13.99MM | $9.45MM | $24.04MM |
| Capital expenditure | $0.96MM | $1.23MM | $2.60MM |
| Investing Cash Flow | $-17.39MM | $-28.95MM | $-68.08MM |
| Financing Cash Flow | $-1.45MM | $22.46MM | $89.66MM |
| Earnings Per Share** | $1.77 | $1.72 | $2.19 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.