SB Financial Group, Inc.
General ticker "SBFG" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $129.7M (TTM average)
SB Financial Group, Inc. follows the US Stock Market performance with the rate: 43.1%.
Estimated limits based on current volatility of 1.6%: low 26.36$, high 27.24$
Factors to consider:
- Earnings expected soon, date: 2026-07-23 amc
- Company pays dividends (quarterly): last record date 2026-05-15, amount 0.16$ (Y2.36%)
- Total employees count: 254 (+0.8%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Liquidity and credit risks, Cybersecurity threats, Regulatory and compliance
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [19.85$, 26.82$]
- 2026-12-31 to 2027-12-31 estimated range: [19.07$, 26.33$]
Financial Metrics affecting the SBFG estimates:
- Positive: with PPE of 9.6 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 16.82 > 12.93
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 24.29 > 9.66
- Positive: Operating profit margin, % of 18.96 > 18.40
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Negative: Shareholder equity ratio, % of 9.14 <= 19.19
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.90 <= 1.77
Short-term SBFG quotes
Long-term SBFG plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $56.99MM | $81.37MM | $91.03MM |
| Operating Expenses | $41.96MM | $67.51MM | $73.77MM |
| Operating Income | $15.03MM | $13.86MM | $17.25MM |
| Non-Operating Income | $-0.32MM | $0.00MM | $0.00MM |
| Interest Expense | $18.88MM | $24.43MM | $25.47MM |
| Income(Loss) | $14.72MM | $13.86MM | $17.25MM |
| Taxes | $2.62MM | $2.39MM | $3.28MM |
| Net Income(Loss)* | $12.10MM | $11.47MM | $13.97MM |
| Stockholders Equity | $124.34MM | $127.51MM | $141.24MM |
| Assets | $1,343.25MM | $1,379.52MM | $1,545.37MM |
| Operating Cash Flow | $13.99MM | $9.45MM | $24.04MM |
| Capital expenditure | $0.96MM | $1.23MM | $2.60MM |
| Investing Cash Flow | $-17.39MM | $-28.95MM | $-68.08MM |
| Financing Cash Flow | $-1.45MM | $22.46MM | $89.66MM |
| Earnings Per Share** | $1.77 | $1.72 | $2.19 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.