Oportun Financial Corporation
General ticker "OPRT" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $260.4M (TTM average)
Oportun Financial Corporation follows the US Stock Market performance with the rate: 2.6%.
Estimated limits based on current volatility of 2.9%: low 5.41$, high 5.73$
Factors to consider:
- Total employees count: 2429 as of 2024
- Top business risk factors: Market competition, Economic downturns and volatility, Cybersecurity threats, Partner dependency, Ineffective risk management
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [3.96$, 8.90$]
- 2026-12-31 to 2027-12-31 estimated range: [4.97$, 10.48$]
Financial Metrics affecting the OPRT estimates:
- Positive: with PPE of 3.9 at the end of fiscal year the price was very low
- Positive: Operating cash flow per share per price, % of 159.90 > 12.96
- Positive: -4.72 < Operating profit margin, % of 6.92
- Negative: Shareholder equity ratio, % of 11.97 <= 19.49
- Positive: Industry operating cash flow per share per price (median), % of 15.11 > 10.31
- Positive: -3.36 < Return on assets ratio (scaled to [-100,100]) of 0.77
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: Industry operating profit margin (median), % of 19.40 > 9.67
Short-term OPRT quotes
Long-term OPRT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $460.08MM | $533.36MM | $637.34MM |
| Operating Expenses | $713.73MM | $648.54MM | $593.26MM |
| Operating Income | $-253.65MM | $-115.18MM | $44.08MM |
| Non-Operating Income | $0.00MM | $0.00MM | $0.02MM |
| Interest Expense | $179.41MM | $238.16MM | $231.50MM |
| Income(Loss) | $-253.65MM | $-115.18MM | $44.10MM |
| Taxes | $-73.70MM | $-36.49MM | $18.80MM |
| Profit(Loss)* | $-179.95MM | $-78.68MM | $25.20MM |
| Stockholders Equity | $404.40MM | $353.81MM | $390.10MM |
| Assets | $3,411.89MM | $3,227.10MM | $3,257.90MM |
| Operating Cash Flow | $392.76MM | $393.52MM | $413.40MM |
| Capital expenditure | $31.26MM | $19.19MM | $24.33MM |
| Investing Cash Flow | $-286.18MM | $-193.69MM | $-369.70MM |
| Financing Cash Flow | $-104.39MM | $-191.22MM | $-59.40MM |
| Earnings Per Share** | $-4.88 | $-1.95 | $0.53 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.