OppFi Inc.
General ticker "OPFI" information:
- Sector: Information Technology
- Industry: Software - Application
- Capitalization: $266.5M (TTM average)
OppFi Inc. does not follow the US Stock Market performance with the rate: -15.8%.
Estimated limits based on current volatility of 2.1%: low 8.16$, high 8.51$
Factors to consider:
- Total employees count: 445 (0.0%) as of 2024
- Top business risk factors: Rapid growth and limited operating history, Operational and conduct risks, Strategic risks and growth management, AI risks, Partner dependency
- Price in estimated range
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [7.86$, 13.48$]
- 2026-12-31 to 2027-12-31 estimated range: [8.25$, 14.15$]
Financial Metrics affecting the OPFI estimates:
- Positive: with PPE of 31.3 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 138.57 > 12.90
- Positive: Operating profit margin, % of 32.37 > 18.39
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Industry earnings per price (median), % of 0 <= 0
- Positive: Return on assets ratio (scaled to [-100,100]) of 16.24 > 6.06
- Negative: negative Industry operating income (median)
Short-term OPFI quotes
Long-term OPFI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $508.95MM | $525.96MM | $597.05MM |
| Operating Expenses | $462.59MM | $431.43MM | $403.80MM |
| Operating Income | $46.35MM | $94.54MM | $193.25MM |
| Non-Operating Income | $-4.54MM | $-6.48MM | $-37.12MM |
| Interest Expense | $46.75MM | $182.23MM | $39.37MM |
| R&D Expense | $0.00MM | $21.17MM | $0.00MM |
| Income(Loss) | $41.81MM | $88.05MM | $156.13MM |
| Taxes | $2.33MM | $4.21MM | $9.88MM |
| Net Income(Loss)* | $-1.00MM | $7.26MM | $26.33MM |
| Stockholders Equity | $10.44MM | $32.77MM | $58.48MM |
| Assets | $601.54MM | $641.17MM | $754.09MM |
| Operating Cash Flow | $296.15MM | $323.81MM | $401.31MM |
| Capital expenditure | $8.99MM | $13.01MM | $19.11MM |
| Investing Cash Flow | $-244.29MM | $-243.44MM | $-307.80MM |
| Financing Cash Flow | $-27.58MM | $-66.02MM | $-88.53MM |
| Earnings Per Share** | $-0.06 | $0.36 | $0.99 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.