OppFi Inc.
General ticker "OPFI" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $256.9M (TTM average)
OppFi Inc. follows the US Stock Market performance with the rate: 25.6%.
Estimated limits based on current volatility of 1.8%: low 9.86$, high 10.22$
Factors to consider:
- Company pays dividends (irregularly): last record date 2025-04-08, amount 0.25$ (Y2.43%)
- Total employees count: 445 (0.0%) as of 2024
- Top business risk factors: Rapid growth and limited operating history, Operational and conduct risks, Strategic risks and growth management, AI risks, Partner dependency
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [5.24$, 9.68$]
- 2025-12-31 to 2026-12-31 estimated range: [4.83$, 8.94$]
Financial Metrics affecting the OPFI estimates:
- Positive: with PPE of 7.8 at the end of fiscal year the price was very low
- Positive: Operating cash flow per share per price, % of 215.75 > 13.24
- Positive: 7.86 < Operating profit margin, % of 17.97
- Negative: negative Industry operating cash flow (median)
- Negative: Shareholder equity ratio, % of 5.11 <= 18.93
- Positive: Return on assets ratio (scaled to [-100,100]) of 11.56 > 6.04
Short-term OPFI quotes
Long-term OPFI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $452.86MM | $508.95MM | $525.96MM |
| Operating Expenses | $459.20MM | $462.59MM | $431.43MM |
| Operating Income | $-6.34MM | $46.35MM | $94.54MM |
| Non-Operating Income | $9.40MM | $-4.54MM | $-6.48MM |
| Interest Expense | $35.16MM | $46.75MM | $182.23MM |
| R&D Expense | $0.00MM | $0.00MM | $21.17MM |
| Income(Loss) | $3.06MM | $41.81MM | $88.05MM |
| Taxes | $-0.28MM | $2.33MM | $4.21MM |
| Profit(Loss)* | $7.10MM | $-1.00MM | $7.26MM |
| Stockholders Equity | $-0.49MM | $10.44MM | $32.77MM |
| Assets | $579.84MM | $601.54MM | $641.17MM |
| Operating Cash Flow | $243.30MM | $296.15MM | $323.81MM |
| Capital expenditure | $13.25MM | $8.99MM | $13.01MM |
| Investing Cash Flow | $-317.24MM | $-244.29MM | $-243.44MM |
| Financing Cash Flow | $61.26MM | $-27.58MM | $-66.02MM |
| Earnings Per Share** | $0.51 | $-0.06 | $0.36 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.