OceanFirst Financial Corp.
General ticker "OCFC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.0B (TTM average)
OceanFirst Financial Corp. follows the US Stock Market performance with the rate: 45.8%.
Estimated limits based on current volatility of 1.6%: low 17.85$, high 18.44$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-04-27, amount 0.20$ (Y4.61%)
- Total employees count: 1031 (+12.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Strategic risks and growth management, Expansion risks, Cybersecurity threats, Liquidity and credit risks, Labor/talent shortage/retention
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [17.70$, 23.66$]
- 2026-12-31 to 2027-12-31 estimated range: [17.87$, 24.11$]
Financial Metrics affecting the OCFC estimates:
- Positive: with PPE of 13.7 at the end of fiscal year the price was neutral
- Positive: 7.54 < Operating profit margin, % of 14.11
- Positive: 6.59 < Operating cash flow per share per price, % of 7.76
- Negative: Investing cash flow per share per price, % of -104.58 <= -14.17
- Negative: Interest expense per share per price, % of 25.11 > 3.31
- Negative: Shareholder equity ratio, % of 11.42 <= 19.24
Short-term OCFC quotes
Long-term OCFC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $403.36MM | $384.22MM | $655.60MM |
| Operating Expenses | $266.59MM | $277.10MM | $563.08MM |
| Operating Income | $136.76MM | $107.12MM | $92.52MM |
| Non-Operating Income | $0.00MM | $23.54MM | $0.00MM |
| Interest Expense | $238.24MM | $308.14MM | $282.23MM |
| Income(Loss) | $136.76MM | $130.66MM | $92.52MM |
| Taxes | $32.70MM | $30.27MM | $21.49MM |
| Net Income(Loss)* | $104.03MM | $100.06MM | $70.98MM |
| Stockholders Equity | $1,661.16MM | $1,701.65MM | $1,662.55MM |
| Assets | $13,538.25MM | $13,421.25MM | $14,564.32MM |
| Operating Cash Flow | $124.26MM | $92.24MM | $87.21MM |
| Capital expenditure | $7.71MM | $7.57MM | $7.70MM |
| Investing Cash Flow | $-488.00MM | $106.40MM | $-1,175.61MM |
| Financing Cash Flow | $349.47MM | $-228.75MM | $1,099.91MM |
| Earnings Per Share** | $1.76 | $1.72 | $1.24 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.