OceanFirst Financial Corp.
General ticker "OCFC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.1B (TTM average)
OceanFirst Financial Corp. follows the US Stock Market performance with the rate: 11.0%.
Estimated limits based on current volatility of 1.3%: low 15.69$, high 16.10$
Factors to consider:
- Earnings expected soon, date: 2026-10-27 amc
- Company pays dividends (quarterly): last record date 2026-08-10, amount 0.20$ (Y5.05%)
- Total employees count: 954 (-7.5%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Real estate concentration, Economic downturns and volatility, Liquidity and credit risks, Regulatory and compliance, Operational and conduct risks
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [17.35$, 23.03$]
- 2026-12-31 to 2027-12-31 estimated range: [17.53$, 23.47$]
Financial Metrics affecting the OCFC estimates:
- Positive: with PPE of 13.5 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 23.80
- Negative: 7.04 < Shareholder equity ratio, % of 11.42 <= 12.78
- Positive: 6.77 < Operating cash flow per share per price, % of 7.87
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.49
Short-term OCFC quotes
Long-term OCFC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $403.36MM | $384.22MM | $388.75MM |
| Operating Expenses | $266.59MM | $277.10MM | $296.24MM |
| Operating Income | $136.76MM | $107.12MM | $92.52MM |
| Non-Operating Income | $0.00MM | $23.54MM | $0.00MM |
| Interest Expense | $238.24MM | $308.14MM | $282.23MM |
| Income(Loss) | $136.76MM | $130.66MM | $92.52MM |
| Taxes | $32.70MM | $30.27MM | $21.49MM |
| Net Income(Loss)* | $104.03MM | $100.06MM | $70.98MM |
| Stockholders Equity | $1,661.16MM | $1,701.65MM | $1,662.55MM |
| Assets | $13,538.25MM | $13,421.25MM | $14,564.32MM |
| Operating Cash Flow | $124.26MM | $92.24MM | $87.21MM |
| Capital expenditure | $7.71MM | $7.57MM | $7.70MM |
| Investing Cash Flow | $-488.00MM | $106.40MM | $-1,175.61MM |
| Financing Cash Flow | $349.47MM | $-228.75MM | $1,099.91MM |
| Earnings Per Share** | $1.76 | $1.72 | $1.24 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.