OceanFirst Financial Corp.
General ticker "OCFC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.0B (TTM average)
OceanFirst Financial Corp. follows the US Stock Market performance with the rate: 62.3%.
Estimated limits based on current volatility of 1.2%: low 18.10$, high 18.54$
Factors to consider:
- Earnings expected soon, date: 2026-01-22 amc
- Company pays dividends (quarterly): last record date 2025-11-03, amount 0.20$ (Y4.36%)
- Total employees count: 1031 (+12.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Strategic risks and growth management, Expansion risks, Cybersecurity threats, Liquidity and credit risks, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [15.25$, 20.46$]
- 2025-12-31 to 2026-12-31 estimated range: [15.05$, 20.59$]
Financial Metrics affecting the OCFC estimates:
- Positive: with PPE of 11.2 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 34.01 > 18.33
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 0.74
- Negative: Shareholder equity ratio, % of 12.68 <= 19.35
- Positive: 6.63 < Operating cash flow per share per price, % of 8.85
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
Short-term OCFC quotes
Long-term OCFC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $436.57MM | $403.36MM | $384.22MM |
| Operating Expenses | $242.65MM | $266.59MM | $253.57MM |
| Operating Income | $193.92MM | $136.76MM | $130.66MM |
| Interest Expense | $53.70MM | $238.24MM | $308.14MM |
| Income(Loss) | $193.92MM | $136.76MM | $130.66MM |
| Taxes | $46.56MM | $32.70MM | $30.27MM |
| Profit(Loss)* | $146.60MM | $104.03MM | $100.06MM |
| Stockholders Equity | $1,584.66MM | $1,661.16MM | $1,701.65MM |
| Assets | $13,103.90MM | $13,538.25MM | $13,421.25MM |
| Operating Cash Flow | $250.45MM | $124.26MM | $92.24MM |
| Capital expenditure | $20.90MM | $7.71MM | $7.57MM |
| Investing Cash Flow | $-1,321.01MM | $-488.00MM | $106.40MM |
| Financing Cash Flow | $1,013.76MM | $349.47MM | $-228.75MM |
| Earnings Per Share** | $2.50 | $1.76 | $1.72 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.