Merchants Bancorp
General ticker "MBIN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.7B (TTM average)
Merchants Bancorp follows the US Stock Market performance with the rate: 49.1%.
Estimated limits based on current volatility of 1.7%: low 51.90$, high 53.56$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-15, amount 0.11$ (Y0.84%)
- Total employees count: 663 (+7.3%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Interest rate risk, Regulatory and compliance, Acquisition/divestiture risks
- Current price 24.8% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [29.52$, 42.12$]
- 2026-12-31 to 2027-12-31 estimated range: [31.52$, 44.76$]
Financial Metrics affecting the MBIN estimates:
- Positive: with PPE of 9.0 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of -21.94 <= 0.28
- Positive: Operating profit margin, % of 38.71 > 18.77
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.11
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Negative: Shareholder equity ratio, % of 11.73 <= 18.97
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
Short-term MBIN quotes
Long-term MBIN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $562.74MM | $670.73MM | $681.45MM |
| Operating Expenses | $214.83MM | $248.09MM | $417.65MM |
| Operating Income | $347.91MM | $422.64MM | $263.80MM |
| Interest Expense | $629.73MM | $780.10MM | $683.79MM |
| Income(Loss) | $347.91MM | $422.64MM | $263.80MM |
| Taxes | $68.67MM | $102.26MM | $45.03MM |
| Net Income(Loss)* | $279.23MM | $320.39MM | $218.77MM |
| Stockholders Equity | $1,701.08MM | $2,243.31MM | $2,280.76MM |
| Assets | $16,952.52MM | $18,805.73MM | $19,448.94MM |
| Operating Cash Flow | $-356.40MM | $-835.28MM | $-341.25MM |
| Capital expenditure | $7.53MM | $18.39MM | $20.94MM |
| Investing Cash Flow | $-3,260.08MM | $-874.27MM | $-195.67MM |
| Financing Cash Flow | $3,974.74MM | $1,601.74MM | $272.51MM |
| Earnings Per Share** | $6.46 | $7.14 | $4.77 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.