Merchants Bancorp
General ticker "MBIN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.6B (TTM average)
Merchants Bancorp follows the US Stock Market performance with the rate: 39.8%.
Estimated limits based on current volatility of 1.8%: low 46.71$, high 48.47$
Factors to consider:
- Earnings expected soon, date: 2026-04-27 bmo
- Company pays dividends (quarterly): last record date 2026-03-13, amount 0.11$ (Y0.90%)
- Total employees count: 663 (+7.3%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Leadership dependency, Cybersecurity threats, Market competition
- Current price 27.6% above estimated high
- Earnings for 12 months up through Q4 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [26.81$, 42.25$]
- 2025-12-31 to 2026-12-31 estimated range: [23.81$, 38.34$]
Financial Metrics affecting the MBIN estimates:
- Positive: with PPE of 5.8 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of -51.07 <= 0.07
- Positive: Operating profit margin, % of 63.01 > 18.52
- Negative: Shareholder equity ratio, % of 11.93 <= 19.49
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.31
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term MBIN quotes
Long-term MBIN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $444.49MM | $562.74MM | $670.73MM |
| Operating Expenses | $153.34MM | $214.83MM | $248.09MM |
| Operating Income | $291.14MM | $347.91MM | $422.64MM |
| Interest Expense | $162.28MM | $629.73MM | $780.10MM |
| Income(Loss) | $291.14MM | $347.91MM | $422.64MM |
| Taxes | $71.42MM | $68.67MM | $102.26MM |
| Profit(Loss)* | $219.72MM | $279.23MM | $320.39MM |
| Stockholders Equity | $1,459.74MM | $1,701.08MM | $2,243.31MM |
| Assets | $12,615.23MM | $16,952.52MM | $18,805.73MM |
| Operating Cash Flow | $975.77MM | $-356.40MM | $-835.28MM |
| Capital expenditure | $8.82MM | $7.53MM | $18.39MM |
| Investing Cash Flow | $-2,862.85MM | $-3,260.08MM | $-874.27MM |
| Financing Cash Flow | $1,080.63MM | $3,974.74MM | $1,601.74MM |
| Earnings Per Share** | $5.09 | $6.46 | $7.14 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.