Bridgewater Bancshares, Inc.
General ticker "BWB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $478.6M (TTM average)
Bridgewater Bancshares, Inc. follows the US Stock Market performance with the rate: 55.1%.
Estimated limits based on current volatility of 1.2%: low 20.86$, high 21.35$
Factors to consider:
- Total employees count: 322 (+11.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Cybersecurity threats, Market competition, Pandemic risks, Labor/talent shortage/retention
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [15.67$, 21.02$]
- 2026-12-31 to 2027-12-31 estimated range: [15.63$, 21.28$]
Financial Metrics affecting the BWB estimates:
- Positive: with PPE of 11.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 41.88 > 18.77
- Negative: Shareholder equity ratio, % of 9.56 <= 18.97
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Negative: Interest expense per share per price, % of 30.40 > 3.34
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -84.95 <= -14.39
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.85
- Negative: -0.14 < Industry inventory ratio change (median), % of 0
- Positive: Industry operating profit margin (median), % of 24.03 > 9.99
Short-term BWB quotes
Long-term BWB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $111.67MM | $109.56MM | $143.35MM |
| Operating Expenses | $59.15MM | $66.83MM | $83.32MM |
| Operating Income | $52.52MM | $42.74MM | $60.03MM |
| Interest Expense | $117.18MM | $143.71MM | $149.41MM |
| Income(Loss) | $52.52MM | $42.74MM | $60.03MM |
| Taxes | $12.56MM | $9.91MM | $13.94MM |
| Net Income(Loss)* | $39.96MM | $32.83MM | $46.09MM |
| Stockholders Equity | $425.51MM | $457.94MM | $517.10MM |
| Assets | $4,611.99MM | $5,066.24MM | $5,407.00MM |
| Operating Cash Flow | $30.02MM | $46.38MM | $27.81MM |
| Capital expenditure | $2.97MM | $4.08MM | $5.85MM |
| Investing Cash Flow | $-209.18MM | $-95.24MM | $-417.47MM |
| Financing Cash Flow | $220.69MM | $150.06MM | $283.40MM |
| Earnings Per Share** | $1.44 | $1.19 | $1.68 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.