First Capital, Inc.
General ticker "FCAP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $177.3M (TTM average)
First Capital, Inc. follows the US Stock Market performance with the rate: 36.8%.
Estimated limits based on current volatility of 1.4%: low 60.99$, high 62.68$
Factors to consider:
- Earnings expected soon, date: nan
- Company pays dividends (quarterly): last record date 2026-09-11, amount 0.32$ (Y2.09%)
- Total employees count: 176 (+1.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Operational and conduct risks, Economic downturns and volatility, Risk management effectiveness, Regulatory and compliance
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [47.37$, 62.78$]
- 2026-12-31 to 2027-12-31 estimated range: [48.22$, 64.59$]
Financial Metrics affecting the FCAP estimates:
- Positive: with PPE of 12.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 39.19 > 33.79
- Positive: 8.77 < Operating cash flow per share per price, % of 10.54
- Positive: 7.04 < Shareholder equity ratio, % of 10.83 <= 12.78
- Negative: 4.56 < Interest expense per share per price, % of 7.28
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.27
- Positive: -40.59 < Investing cash flow per share per price, % of -20.72
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term FCAP quotes
Long-term FCAP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $42.40MM | $43.64MM | $50.80MM |
| Operating Expenses | $27.17MM | $29.47MM | $30.89MM |
| Operating Income | $15.23MM | $14.17MM | $19.91MM |
| Non-Operating Income | $-0.18MM | $0.00MM | $0.00MM |
| Interest Expense | $9.02MM | $14.68MM | $14.70MM |
| Income(Loss) | $15.05MM | $14.17MM | $19.91MM |
| Taxes | $2.25MM | $2.22MM | $3.53MM |
| Net Income(Loss)* | $12.79MM | $11.94MM | $16.37MM |
| Stockholders Equity | $105.23MM | $114.60MM | $137.80MM |
| Assets | $1,157.88MM | $1,187.52MM | $1,271.99MM |
| Operating Cash Flow | $14.16MM | $22.34MM | $21.28MM |
| Capital expenditure | $0.63MM | $0.72MM | $1.35MM |
| Investing Cash Flow | $-23.95MM | $29.01MM | $-41.83MM |
| Financing Cash Flow | $-17.84MM | $15.90MM | $51.92MM |
| Earnings Per Share** | $3.82 | $3.57 | $4.89 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.