First Capital, Inc.
General ticker "FCAP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $133.7M (TTM average)
First Capital, Inc. follows the US Stock Market performance with the rate: 27.0%.
Estimated limits based on current volatility of 3.4%: low 47.43$, high 50.74$
Factors to consider:
- Earnings expected soon, date: 2026-01-23 bmo
- Company pays dividends (quarterly): last record date 2025-12-12, amount 0.31$ (Y2.50%)
- Total employees count: 212 (-0.9%) as of 2023
- Top business risk factors: Liquidity and credit risks, Operational and conduct risks, Economic downturns and volatility, Risk management effectiveness, Regulatory and compliance
- Current price 16.5% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [30.89$, 40.97$]
- 2025-12-31 to 2026-12-31 estimated range: [31.72$, 42.57$]
Financial Metrics affecting the FCAP estimates:
- Positive: with PPE of 8.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 24.38 > 18.33
- Positive: Operating cash flow per share per price, % of 21.28 > 12.91
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Negative: Shareholder equity ratio, % of 9.65 <= 19.35
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 1.00
- Positive: Investing cash flow per share per price, % of 27.62 > -0.62
Short-term FCAP quotes
Long-term FCAP plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $41.87MM | $51.24MM | $58.13MM |
| Operating Expenses | $27.63MM | $36.19MM | $43.96MM |
| Operating Income | $14.23MM | $15.05MM | $14.17MM |
| Interest Expense | $1.59MM | $9.02MM | $14.68MM |
| Income(Loss) | $14.23MM | $15.05MM | $14.17MM |
| Taxes | $2.32MM | $2.25MM | $2.22MM |
| Profit(Loss)* | $11.90MM | $12.79MM | $11.94MM |
| Stockholders Equity | $85.16MM | $105.23MM | $114.60MM |
| Assets | $1,151.40MM | $1,157.88MM | $1,187.52MM |
| Operating Cash Flow | $16.53MM | $14.16MM | $22.34MM |
| Capital expenditure | $0.41MM | $0.63MM | $0.72MM |
| Investing Cash Flow | $-144.03MM | $-23.95MM | $29.01MM |
| Financing Cash Flow | $21.29MM | $-17.84MM | $15.90MM |
| Earnings Per Share** | $3.55 | $3.82 | $3.57 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.