Hawthorn Bancshares, Inc.
General ticker "HWBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $219.2M (TTM average)
Hawthorn Bancshares, Inc. follows the US Stock Market performance with the rate: 48.2%.
Estimated limits based on current volatility of 1.7%: low 35.55$, high 36.76$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-15, amount 0.21$ (Y2.41%)
- Total employees count: 255 (-5.6%) as of 2024
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Market competition, Climate change and natural disasters
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [25.28$, 35.87$]
- 2026-12-31 to 2027-12-31 estimated range: [24.84$, 35.67$]
Financial Metrics affecting the HWBK estimates:
- Positive: with PPE of 9.9 at the end of fiscal year the price was neutral
- Negative: negative Operating income
- Positive: 6.59 < Operating cash flow per share per price, % of 11.32
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.24
- Negative: Investing cash flow per share per price, % of -2.88 <= -0.60
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Negative: Shareholder equity ratio, % of 9.19 <= 19.24
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
Short-term HWBK quotes
Long-term HWBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $53.04MM | $74.82MM | $80.51MM |
| Operating Expenses | $87.27MM | $101.14MM | $93.00MM |
| Operating Income | $-34.23MM | $-26.32MM | $-12.49MM |
| Non-Operating Income | $34.66MM | $48.68MM | $41.59MM |
| Interest Expense | $32.83MM | $36.76MM | $63.56MM |
| Income(Loss) | $0.43MM | $22.36MM | $29.10MM |
| Taxes | $-0.52MM | $4.10MM | $5.30MM |
| Net Income(Loss)* | $0.96MM | $18.26MM | $23.80MM |
| Stockholders Equity | $136.09MM | $149.55MM | $174.23MM |
| Assets | $1,875.35MM | $1,825.18MM | $1,894.85MM |
| Operating Cash Flow | $17.61MM | $25.59MM | $26.92MM |
| Capital expenditure | $2.10MM | $3.00MM | $4.08MM |
| Investing Cash Flow | $54.19MM | $1.25MM | $-6.86MM |
| Financing Cash Flow | $-62.07MM | $-69.30MM | $33.26MM |
| Earnings Per Share** | $0.14 | $2.61 | $3.41 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.