Eagle Financial Services, Inc.
General ticker "EFSI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $195.3M (TTM average)
Eagle Financial Services, Inc. follows the US Stock Market performance with the rate: 45.8%.
Estimated limits based on current volatility of 1.3%: low 40.69$, high 41.80$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-03, amount 0.31$ (Y2.99%)
- Total employees count: 254 (+10.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate concentration, Cybersecurity threats, Liquidity and credit risks, Regulatory and compliance, Interest rate risk
- Price in estimated range
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [31.81$, 44.15$]
- 2025-12-31 to 2026-12-31 estimated range: [32.43$, 45.37$]
Financial Metrics affecting the EFSI estimates:
- Positive: with PPE of 10.9 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 14.50 > 13.08
- Positive: 7.80 < Operating profit margin, % of 17.84
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.82
- Positive: Industry operating cash flow per share per price (median), % of 10.54 > 10.39
- Positive: Investing cash flow per share per price, % of 12.94 > -0.64
- Negative: Shareholder equity ratio, % of 6.38 <= 18.97
Short-term EFSI quotes
Long-term EFSI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $62.56MM | $95.92MM | $105.92MM |
| Operating Expenses | $44.89MM | $85.28MM | $87.02MM |
| Operating Income | $17.67MM | $10.63MM | $18.90MM |
| Interest Expense | $5.47MM | $32.84MM | $40.09MM |
| Income(Loss) | $17.67MM | $10.63MM | $18.90MM |
| Taxes | $3.15MM | $1.28MM | $3.56MM |
| Net Income(Loss)* | $14.52MM | $9.36MM | $15.34MM |
| Stockholders Equity | $101.73MM | $108.38MM | $118.99MM |
| Assets | $1,616.72MM | $1,825.60MM | $1,866.21MM |
| Operating Cash Flow | $13.81MM | $6.88MM | $18.76MM |
| Capital expenditure | $0.84MM | $1.07MM | $1.02MM |
| Investing Cash Flow | $-331.34MM | $-130.28MM | $16.75MM |
| Financing Cash Flow | $320.35MM | $194.87MM | $19.30MM |
| Earnings Per Share** | $4.17 | $2.66 | $4.32 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.