Community Bancorp
General ticker "CMTV" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $208.6M (TTM average)
Community Bancorp follows the US Stock Market performance with the rate: 32.3%.
Estimated limits based on current volatility of 2.8%: low 45.38$, high 47.98$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-10-15, amount 0.26$ (Y2.20%)
- Total employees count: 139 (+8.6%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Cybersecurity threats, Geographic concentration, Real estate value decline
- Current price 64.3% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [21.42$, 28.72$]
- 2026-12-31 to 2027-12-31 estimated range: [21.55$, 29.23$]
Financial Metrics affecting the CMTV estimates:
- Positive: with PPE of 8.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 41.83 > 34.01
- Positive: 5.99 < Shareholder equity ratio, % of 8.83 <= 12.29
- Positive: 11.28 < Operating cash flow per share per price, % of 11.51
- Positive: 0.77 < Return on assets ratio (scaled to [-100,100]) of 1.30
- Positive: -18.01 < Investing cash flow per share per price, % of -11.62
- Positive: 14.46 < Industry operating profit margin (median), % of 24.03
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.58 > 6.20
Short-term CMTV quotes
Long-term CMTV plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $41.38MM | $41.81MM | $48.78MM |
| Operating Expenses | $25.06MM | $26.61MM | $28.38MM |
| Operating Income | $16.33MM | $15.20MM | $20.40MM |
| Interest Expense | $12.69MM | $20.37MM | $20.01MM |
| Income(Loss) | $16.33MM | $15.20MM | $20.40MM |
| Taxes | $2.90MM | $2.44MM | $3.44MM |
| Net Income(Loss)* | $13.43MM | $12.76MM | $16.97MM |
| Stockholders Equity | $89.03MM | $98.05MM | $113.69MM |
| Assets | $1,099.34MM | $1,248.93MM | $1,287.56MM |
| Operating Cash Flow | $14.93MM | $15.77MM | $16.05MM |
| Capital expenditure | $0.63MM | $0.79MM | $0.78MM |
| Investing Cash Flow | $-92.09MM | $-56.56MM | $-16.20MM |
| Financing Cash Flow | $26.46MM | $131.30MM | $17.27MM |
| Earnings Per Share** | $2.45 | $2.30 | $3.03 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.