Alerus Financial Corporation
General ticker "ALRS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $588.7M (TTM average)
Alerus Financial Corporation follows the US Stock Market performance with the rate: 60.1%.
Estimated limits based on current volatility of 1.1%: low 32.67$, high 33.43$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-26, amount 0.22$ (Y2.64%)
- Total employees count: 864 (-3.1%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market risk, Interest rate risk, Operational and conduct risks, Regulatory and compliance
- Current price 28.6% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [19.42$, 25.90$]
- 2026-12-31 to 2027-12-31 estimated range: [19.69$, 26.50$]
Financial Metrics affecting the ALRS estimates:
- Positive: with PPE of 7.9 at the end of fiscal year the price was neutral
- Positive: 7.80 < Operating profit margin, % of 10.07
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Shareholder equity ratio, % of 10.80 <= 18.97
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term ALRS quotes
Long-term ALRS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $168.07MM | $221.97MM | $224.38MM |
| Operating Expenses | $152.21MM | $198.82MM | $201.78MM |
| Operating Income | $15.85MM | $23.16MM | $22.59MM |
| Interest Expense | $77.04MM | $114.53MM | $107.14MM |
| Income(Loss) | $15.85MM | $23.16MM | $22.59MM |
| Taxes | $4.16MM | $5.38MM | $5.15MM |
| Net Income(Loss)* | $11.70MM | $17.78MM | $17.44MM |
| Stockholders Equity | $369.13MM | $495.41MM | $564.93MM |
| Assets | $3,907.71MM | $5,261.67MM | $5,230.08MM |
| Operating Cash Flow | $28.98MM | $21.75MM | $67.53MM |
| Capital expenditure | $3.17MM | $12.37MM | $8.70MM |
| Investing Cash Flow | $-52.09MM | $-322.82MM | $76.55MM |
| Financing Cash Flow | $94.76MM | $232.42MM | $-138.13MM |
| Earnings Per Share** | $0.59 | $0.84 | $0.69 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.