Alerus Financial Corporation
General ticker "ALRS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $555.2M (TTM average)
Alerus Financial Corporation follows the US Stock Market performance with the rate: 58.1%.
Estimated limits based on current volatility of 1.2%: low 28.27$, high 28.97$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-27, amount 0.21$ (Y2.99%)
- Total employees count: 892 (+18.3%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Cybersecurity threats, Liquidity and credit risks, Commercial loan risks, Nonperforming assets
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [19.75$, 26.66$]
- 2026-12-31 to 2027-12-31 estimated range: [20.25$, 27.55$]
Financial Metrics affecting the ALRS estimates:
- Positive: with PPE of 8.0 at the end of fiscal year the price was neutral
- Positive: 6.59 < Operating cash flow per share per price, % of 11.89
- Positive: -5.39 < Operating profit margin, % of 6.89
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 0.33
- Negative: Interest expense per share per price, % of 18.86 > 3.31
Short-term ALRS quotes
Long-term ALRS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $243.26MM | $338.29MM | $327.86MM |
| Operating Expenses | $227.41MM | $315.13MM | $305.26MM |
| Operating Income | $15.85MM | $23.16MM | $22.59MM |
| Interest Expense | $77.04MM | $114.53MM | $107.14MM |
| Income(Loss) | $15.85MM | $23.16MM | $22.59MM |
| Taxes | $4.16MM | $5.38MM | $5.15MM |
| Net Income(Loss)* | $11.70MM | $17.78MM | $17.44MM |
| Stockholders Equity | $369.13MM | $495.41MM | $564.93MM |
| Assets | $3,907.71MM | $5,261.67MM | $5,230.08MM |
| Operating Cash Flow | $28.98MM | $21.75MM | $67.53MM |
| Capital expenditure | $3.17MM | $12.37MM | $8.70MM |
| Investing Cash Flow | $-52.09MM | $-322.82MM | $76.55MM |
| Financing Cash Flow | $94.76MM | $232.42MM | $-138.13MM |
| Earnings Per Share** | $0.59 | $0.84 | $0.69 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.