Alerus Financial Corporation
General ticker "ALRS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $480.9M (TTM average)
Alerus Financial Corporation follows the US Stock Market performance with the rate: 55.2%.
Estimated limits based on current volatility of 1.1%: low 25.18$, high 25.73$
Factors to consider:
- Earnings expected soon, date: 2026-04-29 amc
- Company pays dividends (quarterly): last record date 2026-03-27, amount 0.21$ (Y3.28%)
- Total employees count: 892 (+18.3%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Cybersecurity threats, Liquidity and credit risks, Commercial loan risks, Nonperforming assets
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [18.94$, 25.77$]
- 2026-12-31 to 2027-12-31 estimated range: [19.27$, 26.44$]
Financial Metrics affecting the ALRS estimates:
- Positive: with PPE of 8.0 at the end of fiscal year the price was neutral
- Positive: 6.68 < Operating cash flow per share per price, % of 11.89
- Positive: -4.72 < Operating profit margin, % of 6.89
- Positive: Investing cash flow per share per price, % of 13.48 > -0.65
- Negative: Shareholder equity ratio, % of 10.80 <= 19.49
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.31
- Negative: Interest expense per share per price, % of 18.86 > 3.29
Short-term ALRS quotes
Long-term ALRS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $243.26MM | $338.29MM | $327.86MM |
| Operating Expenses | $227.41MM | $315.13MM | $305.26MM |
| Operating Income | $15.85MM | $23.16MM | $22.59MM |
| Interest Expense | $77.04MM | $114.53MM | $107.14MM |
| Income(Loss) | $15.85MM | $23.16MM | $22.59MM |
| Taxes | $4.16MM | $5.38MM | $5.15MM |
| Profit(Loss)* | $11.70MM | $17.78MM | $17.44MM |
| Stockholders Equity | $369.13MM | $495.41MM | $564.93MM |
| Assets | $3,907.71MM | $5,261.67MM | $5,230.08MM |
| Operating Cash Flow | $28.98MM | $28.96MM | $67.53MM |
| Capital expenditure | $3.17MM | $12.37MM | $8.70MM |
| Investing Cash Flow | $-52.09MM | $-330.03MM | $76.55MM |
| Financing Cash Flow | $94.76MM | $232.42MM | $-138.13MM |
| Earnings Per Share** | $0.59 | $0.84 | $0.69 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.