Alerus Financial Corporation
General ticker "ALRS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $480.9M (TTM average)
Alerus Financial Corporation follows the US Stock Market performance with the rate: 63.9%.
Estimated limits based on current volatility of 1.8%: low 23.90$, high 24.76$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-26, amount 0.21$ (Y3.47%)
- Total employees count: 892 (+18.3%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Cybersecurity threats, Liquidity and credit risks, Commercial loan risks, Nonperforming assets
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [21.10$, 28.91$]
- 2025-12-31 to 2026-12-31 estimated range: [21.99$, 30.29$]
Financial Metrics affecting the ALRS estimates:
- Positive: with PPE of 14.9 at the end of fiscal year the price was neutral
- Positive: 6.64 < Operating cash flow per share per price, % of 6.94
- Positive: -4.75 < Operating profit margin, % of 7.01
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Negative: Shareholder equity ratio, % of 9.42 <= 19.40
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.34
Short-term ALRS quotes
Long-term ALRS plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $210.95MM | $243.16MM | $330.41MM |
| Operating Expenses | $158.77MM | $227.31MM | $307.25MM |
| Operating Income | $52.18MM | $15.85MM | $23.16MM |
| Interest Expense | $15.85MM | $77.04MM | $114.53MM |
| Income(Loss) | $52.18MM | $15.85MM | $23.16MM |
| Taxes | $12.18MM | $4.16MM | $5.38MM |
| Profit(Loss)* | $40.01MM | $11.70MM | $17.74MM |
| Stockholders Equity | $356.87MM | $369.13MM | $495.41MM |
| Assets | $3,779.64MM | $3,907.71MM | $5,261.67MM |
| Operating Cash Flow | $102.97MM | $28.98MM | $28.96MM |
| Capital expenditure | $1.79MM | $3.17MM | $12.37MM |
| Investing Cash Flow | $-292.62MM | $-52.09MM | $-330.03MM |
| Financing Cash Flow | $5.59MM | $94.76MM | $232.42MM |
| Earnings Per Share** | $2.15 | $0.59 | $0.84 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.