PennyMac Financial Services Inc
General ticker "PFSI" information:
- Sector: Financials
- Industry: Financial Services
- Capitalization: $5.4B
PennyMac Financial Services Inc follows the US Stock Market performance with the rate: 65.1%.
Estimated limits based on current volatility of 2.0%: low 99.54$, high 103.67$
Factors to consider:
- Company pays dividends: last record date 2024-11-18, amount 0.30$ (Y1.18%)
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [73.35$, 110.33$]
- 2024-12-30 to 2025-12-30 estimated range: [83.94$, 123.58$]
Financial Metrics affecting the PFSI estimates:
- Negative: Operating cash flow per share per price, % of -27.48 <= 2.35
- Positive: Non-GAAP EPS, $ of 5.21 > 2.29
- Positive: Operating profit margin, % of 73.32 > 19.51
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.76
- Negative: Inventory ratio change, % of 37.05 > 1.08
- Positive: Industry earnings per price (median), % of 6.24 > 5.96
Short-term PFSI quotes
Long-term PFSI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $3,975.00MM | $1,967.01MM | $1,401.66MM |
| Operating Expenses | $2,658.76MM | $1,352.00MM | $373.91MM |
| Operating Income | $1,316.24MM | $615.01MM | $1,027.75MM |
| Non-Operating Income | $42.94MM | $50.24MM | $-844.12MM |
| Interest Expense | $0.00MM | $0.00MM | $637.78MM |
| R&D Expense | $141.43MM | $139.95MM | $0.00MM |
| Income(Loss) | $1,359.18MM | $665.25MM | $183.63MM |
| Taxes | $355.69MM | $189.74MM | $38.98MM |
| Profit(Loss) | $1,003.49MM | $475.51MM | $144.66MM |
| Stockholders Equity | $3,418.32MM | $3,471.05MM | $3,538.60MM |
| Inventory | $7.47MM | $107.03MM | $0.00MM |
| Assets | $18,776.61MM | $16,822.58MM | $18,844.56MM |
| Operating Cash Flow | $2,563.06MM | $6,033.23MM | $-1,582.22MM |
| Capital expenditure | $56.88MM | $83.09MM | $36.17MM |
| Investing Cash Flow | $-304.37MM | $-721.58MM | $-273.29MM |
| Financing Cash Flow | $-2,451.38MM | $-4,323.21MM | $1,465.34MM |
| Earnings Per Share* | $15.73 | $8.96 | $2.89 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.