Ames National Corporation
General ticker "ATLO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $164.5M (TTM average)
Ames National Corporation follows the US Stock Market performance with the rate: 60.8%.
Estimated limits based on current volatility of 1.6%: low 25.20$, high 26.04$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-01, amount 0.20$ (Y3.07%)
- Total employees count: 268 (-1.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Trade tariffs, Dividend dependency, Operational and conduct risks, Accounting estimates
- Current price 23.4% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [15.07$, 21.06$]
- 2025-12-31 to 2026-12-31 estimated range: [15.07$, 21.15$]
Financial Metrics affecting the ATLO estimates:
- Positive: with PPE of 14.3 at the end of fiscal year the price was low
- Positive: 7.61 < Operating profit margin, % of 13.24
- Positive: 6.66 < Operating cash flow per share per price, % of 9.76
- Positive: Investing cash flow per share per price, % of 49.15 > -0.63
- Negative: Shareholder equity ratio, % of 8.19 <= 19.41
- Positive: Industry operating cash flow per share per price (median), % of 10.64 > 10.21
- Positive: -3.56 < Return on assets ratio (scaled to [-100,100]) of 0.48
Short-term ATLO quotes
Long-term ATLO plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $71.24MM | $83.52MM | $92.44MM |
| Operating Expenses | $46.08MM | $70.63MM | $80.20MM |
| Operating Income | $25.16MM | $12.89MM | $12.24MM |
| Interest Expense | $8.31MM | $29.68MM | $37.63MM |
| Income(Loss) | $25.16MM | $12.89MM | $12.24MM |
| Taxes | $5.87MM | $2.07MM | $2.02MM |
| Profit(Loss)* | $19.29MM | $10.82MM | $10.22MM |
| Stockholders Equity | $149.10MM | $165.79MM | $174.71MM |
| Assets | $2,134.93MM | $2,155.48MM | $2,133.18MM |
| Operating Cash Flow | $21.23MM | $19.21MM | $14.30MM |
| Capital expenditure | $2.86MM | $4.89MM | $0.30MM |
| Investing Cash Flow | $-127.38MM | $19.06MM | $71.98MM |
| Financing Cash Flow | $44.91MM | $-11.05MM | $-40.15MM |
| Earnings Per Share** | $2.14 | $1.20 | $1.14 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.