Banc of California, Inc.
General ticker "BANC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.7B (TTM average)
Banc of California, Inc. follows the US Stock Market performance with the rate: 51.0%.
Estimated limits based on current volatility of 1.1%: low 18.31$, high 18.75$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-15, amount 0.12$ (Y2.55%)
- Total employees count: 1904 (+0.1%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Economic downturns and volatility, Regulatory and compliance, Cybersecurity threats
- Price in estimated range
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [15.49$, 20.78$]
- 2026-12-31 to 2027-12-31 estimated range: [14.85$, 20.30$]
Financial Metrics affecting the BANC estimates:
- Positive: with PPE of 16.6 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 27.97 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 8.38
- Negative: Investing cash flow per share per price, % of -48.47 <= -14.39
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Negative: Interest expense per share per price, % of 22.93 > 3.34
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term BANC quotes
Long-term BANC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $307.30MM | $1,002.98MM | $1,119.53MM |
| Operating Expenses | $2,501.72MM | $834.33MM | $806.44MM |
| Operating Income | $-2,194.42MM | $168.65MM | $313.09MM |
| Non-Operating Income | $-16.92MM | $0.00MM | $-0.02MM |
| Interest Expense | $1,223.87MM | $886.65MM | $699.27MM |
| Income(Loss) | $-2,211.34MM | $168.65MM | $313.07MM |
| Taxes | $-312.20MM | $41.77MM | $84.10MM |
| Net Income(Loss)* | $-1,899.14MM | $126.89MM | $228.97MM |
| Stockholders Equity | $3,390.76MM | $3,499.95MM | $3,541.28MM |
| Assets | $38,534.06MM | $33,542.86MM | $34,797.44MM |
| Operating Cash Flow | $135.77MM | $77.37MM | $255.60MM |
| Capital expenditure | $15.22MM | $13.05MM | $20.83MM |
| Investing Cash Flow | $12,609.15MM | $1,891.36MM | $-1,478.15MM |
| Financing Cash Flow | $-9,607.56MM | $-4,844.10MM | $1,028.30MM |
| Earnings Per Share** | $-13.28 | $0.75 | $1.47 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.