Old Point Financial Corp
General ticker "OPOF" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $118.4M
Old Point Financial Corp follows the US Stock Market performance with the rate: 34.9%.
Estimated limits based on current volatility of 2.2%: low 23.98$, high 25.06$
Factors to consider:
- Company pays dividends: last record date 2024-12-04, amount 0.14$ (Y2.26%)
- Company does not operate outside North America (retrieved using AI)
- Current price 16.5% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [13.93$, 21.31$]
- 2024-12-30 to 2025-12-30 estimated range: [16.84$, 24.69$]
Financial Metrics affecting the OPOF estimates:
- Negative: Operating profit margin, % of 0.90 <= 1.03
- Positive: 0.93 < Non-GAAP EPS, $ of 1.54
- Positive: Operating cash flow per share per price, % of 12.86 > 12.76
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.53
- Negative: Investing cash flow per share, $ of -6.49 <= -3.48
- Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
- Negative: -1.03 < Inventory ratio change, % of 0
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
Short-term OPOF quotes
Long-term OPOF plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $53.68MM | $61.55MM | $59.47MM |
| Operating Expenses | $43.94MM | $63.24MM | $44.54MM |
| Operating Income | $9.74MM | $-1.70MM | $14.93MM |
| Non-Operating Income | $0.00MM | $12.28MM | $-5.87MM |
| Interest Expense | $3.46MM | $3.60MM | $18.43MM |
| Income(Loss) | $9.74MM | $10.58MM | $9.06MM |
| Taxes | $1.30MM | $1.47MM | $1.33MM |
| Profit(Loss) | $8.44MM | $9.11MM | $7.73MM |
| Stockholders Equity | $120.82MM | $98.73MM | $106.78MM |
| Assets | $1,338.15MM | $1,355.34MM | $1,446.38MM |
| Operating Cash Flow | $23.18MM | $17.57MM | $11.00MM |
| Capital expenditure | $1.51MM | $1.35MM | $1.05MM |
| Investing Cash Flow | $-60.73MM | $-213.44MM | $-32.55MM |
| Financing Cash Flow | $105.04MM | $27.20MM | $81.06MM |
| Earnings Per Share* | $1.61 | $1.80 | $1.54 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.