FinWise Bancorp
General ticker "FINW" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $217.4M (TTM average)
FinWise Bancorp follows the US Stock Market performance with the rate: 47.4%.
Estimated limits based on current volatility of 1.0%: low 18.04$, high 18.39$
Factors to consider:
- Total employees count: 162 (+11.0%) as of 2023
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Cybersecurity threats, Economic downturns and volatility, Labor/talent shortage/retention, New product risks, Investment risks
- Current price 12.6% above estimated high
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [10.34$, 15.56$]
- 2024-12-30 to 2025-12-30 estimated range: [10.68$, 16.16$]
Financial Metrics affecting the FINW estimates:
- Positive: with PPE of 10.3 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 27.50 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 7.13
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -88.82 <= -14.38
- Positive: 18.93 < Shareholder equity ratio, % of 26.45 <= 41.86
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: Industry operating profit margin (median), % of 23.49 > 9.92
- Positive: Industry earnings per price (median), % of 8.44 > 4.43
Short-term FINW quotes
Long-term FINW plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $79.95MM | $90.22MM | $86.59MM |
| Operating Expenses | $37.42MM | $54.19MM | $62.78MM |
| Operating Income | $42.53MM | $36.03MM | $23.81MM |
| Non-Operating Income | $-0.25MM | $0.00MM | $0.00MM |
| Interest Expense | $1.26MM | $1.43MM | $9.97MM |
| Income(Loss) | $42.27MM | $36.03MM | $23.81MM |
| Taxes | $10.69MM | $10.92MM | $6.35MM |
| Profit(Loss)* | $31.58MM | $25.11MM | $17.46MM |
| Stockholders Equity | $115.44MM | $140.46MM | $155.06MM |
| Assets | $380.21MM | $400.78MM | $586.22MM |
| Operating Cash Flow | $-9.23MM | $61.15MM | $12.27MM |
| Capital expenditure | $2.33MM | $7.21MM | $7.46MM |
| Investing Cash Flow | $24.26MM | $-35.83MM | $-152.87MM |
| Financing Cash Flow | $23.35MM | $-10.51MM | $157.01MM |
| Earnings Per Share** | $3.64 | $1.97 | $1.40 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.