First United Corporation
General ticker "FUNC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $216.9M (TTM average)
First United Corporation follows the US Stock Market performance with the rate: 59.6%.
Estimated limits based on current volatility of 0.6%: low 38.51$, high 38.97$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-10-17, amount 0.26$ (Y2.69%)
- Total employees count: 223 as of 1993
- Top business risk factors: Inadequate allowance for loan losses, Cybersecurity threats, IT system disruptions, Reputation and brand risks, Acquisition/divestiture risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [29.01$, 39.55$]
- 2025-12-31 to 2026-12-31 estimated range: [29.45$, 40.77$]
Financial Metrics affecting the FUNC estimates:
- Positive: with PPE of 10.8 at the end of fiscal year the price was low
- Positive: Operating profit margin, % of 24.36 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: Shareholder equity ratio, % of 9.09 <= 18.93
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: 6.82 < Operating cash flow per share per price, % of 10.06
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
Short-term FUNC quotes
Long-term FUNC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $80.44MM | $95.61MM | $111.80MM |
| Operating Expenses | $47.26MM | $76.13MM | $84.57MM |
| Operating Income | $33.18MM | $19.48MM | $27.23MM |
| Interest Expense | $4.79MM | $24.29MM | $32.02MM |
| Income(Loss) | $33.18MM | $19.48MM | $27.23MM |
| Taxes | $8.13MM | $4.42MM | $6.66MM |
| Profit(Loss)* | $25.05MM | $15.06MM | $20.57MM |
| Stockholders Equity | $151.79MM | $161.87MM | $179.29MM |
| Assets | $1,848.17MM | $1,905.86MM | $1,973.02MM |
| Operating Cash Flow | $26.54MM | $22.47MM | $22.28MM |
| Capital expenditure | $3.58MM | $0.35MM | $1.92MM |
| Investing Cash Flow | $-172.40MM | $-81.71MM | $-38.44MM |
| Financing Cash Flow | $104.46MM | $34.68MM | $44.73MM |
| Earnings Per Share** | $3.77 | $2.25 | $3.15 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.