Enact Holdings, Inc.
General ticker "ACT" information:
- Sector: Financials
- Industry: Financial Services
- Capitalization: $5.4B (TTM average)
Enact Holdings, Inc. follows the US Stock Market performance with the rate: 49.4%.
Estimated limits based on current volatility of 0.9%: low 38.40$, high 39.10$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-08-18, amount 0.21$ (Y2.22%)
- Total employees count: 421 (-9.5%) as of 2024
- Top business risk factors: Regulatory and compliance, Model inaccuracies, Risk management effectiveness, Interest rate fluctuations, Cybersecurity threats
- Price in estimated range
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [27.81$, 37.85$]
- 2024-12-30 to 2025-12-30 estimated range: [29.82$, 40.57$]
Financial Metrics affecting the ACT estimates:
- Positive: with PPE of 7.1 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 73.81 > 18.64
- Positive: Operating cash flow per share per price, % of 13.53 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 11.84 > 10.33
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Investing cash flow per share per price, % of -4.91 <= -4.48
- Negative: Industry operating profit margin (median), % of 7.06 <= 9.92
- Positive: Shareholder equity ratio, % of 74.83 > 63.39
- Negative: 0.79 < Interest expense per share per price, % of 1.11
Short-term ACT quotes
Long-term ACT plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,094.87MM | $1,153.69MM | $1,201.93MM |
| Operating Expenses | $196.65MM | $302.18MM | $323.87MM |
| Operating Income | $898.22MM | $851.51MM | $878.06MM |
| Interest Expense | $51.70MM | $51.87MM | $51.16MM |
| Income(Loss) | $898.22MM | $851.51MM | $878.06MM |
| Taxes | $194.06MM | $186.00MM | $189.99MM |
| Profit(Loss)* | $704.16MM | $665.51MM | $688.07MM |
| Stockholders Equity | $4,100.91MM | $4,632.35MM | $4,996.10MM |
| Assets | $5,709.15MM | $6,190.47MM | $6,521.53MM |
| Operating Cash Flow | $560.51MM | $632.04MM | $686.26MM |
| Capital expenditure | $6.62MM | $0.00MM | $0.00MM |
| Investing Cash Flow | $-220.25MM | $-229.40MM | $-320.51MM |
| Financing Cash Flow | $-252.31MM | $-300.73MM | $-382.00MM |
| Earnings Per Share** | $4.32 | $4.14 | $4.40 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.