Customers Bancorp Inc
General ticker "CUBI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $1.7B
Customers Bancorp Inc follows the US Stock Market performance with the rate: 16.0%.
Estimated limits based on current volatility of 2.6%: low 46.84$, high 49.36$
Factors to consider:
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [37.10$, 58.84$]
- 2024-12-30 to 2025-12-30 estimated range: [45.81$, 69.01$]
Financial Metrics affecting the CUBI estimates:
- Positive: Non-GAAP EPS, $ of 7.31 > 2.29
- Positive: Operating profit margin, % of 59.46 > 19.51
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 1.16
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
- Positive: 7.18 < Operating cash flow per share per price, % of 7.80
Short-term CUBI quotes
Long-term CUBI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $748.54MM | $829.47MM | $683.40MM |
| Operating Expenses | $346.95MM | $402.52MM | $277.06MM |
| Operating Income | $401.59MM | $426.95MM | $406.34MM |
| Non-Operating Income | $39.62MM | $-135.65MM | $-75.60MM |
| Interest Expense | $95.81MM | $261.65MM | $679.91MM |
| Income(Loss) | $441.21MM | $291.30MM | $330.74MM |
| Taxes | $86.94MM | $63.26MM | $80.60MM |
| Other Income(Loss) | $-39.62MM | $0.00MM | $0.00MM |
| Profit(Loss) | $314.65MM | $228.03MM | $250.14MM |
| Stockholders Equity | $1,366.22MM | $1,402.96MM | $1,638.39MM |
| Inventory | $610.41MM | $0.00MM | $0.00MM |
| Assets | $19,575.03MM | $20,896.11MM | $21,316.26MM |
| Operating Cash Flow | $271.16MM | $-20.82MM | $124.73MM |
| Capital expenditure | $32.95MM | $113.35MM | $41.34MM |
| Investing Cash Flow | $-1,201.26MM | $-1,298.41MM | $3,157.72MM |
| Financing Cash Flow | $754.77MM | $1,257.01MM | $108.09MM |
| Earnings Per Share* | $10.51 | $6.69 | $7.49 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.