Credit Acceptance Corporation
General ticker "CACC" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $5.9B (TTM average)
Credit Acceptance Corporation follows the US Stock Market performance with the rate: 22.9%.
Estimated limits based on current volatility of 1.7%: low 458.86$, high 474.42$
Factors to consider:
- Total employees count: 2431 (+8.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Execution risks, Market disruptions, Liquidity and credit risks, Technological changes, Geopolitical risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [413.03$, 582.92$]
- 2025-12-31 to 2026-12-31 estimated range: [404.25$, 579.91$]
Financial Metrics affecting the CACC estimates:
- Negative: with PPE of 23.5 at the end of fiscal year the price was very high
- Positive: 7.86 < Operating profit margin, % of 15.23
- Positive: Operating cash flow per share per price, % of 19.80 > 13.24
- Positive: 18.93 < Shareholder equity ratio, % of 19.76 <= 41.86
- Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.33
- Positive: Interest expense per share per price, % of 0 <= 0.01
- Negative: Investing cash flow per share per price, % of -29.95 <= -14.38
Short-term CACC quotes
Long-term CACC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,823.00MM | $1,879.80MM | $2,134.30MM |
| Operating Expenses | $1,120.70MM | $1,532.50MM | $1,809.20MM |
| Operating Income | $702.30MM | $347.30MM | $325.10MM |
| Non-Operating Income | $9.40MM | $20.30MM | $4.40MM |
| Income(Loss) | $711.70MM | $367.60MM | $329.50MM |
| Taxes | $175.90MM | $81.50MM | $81.60MM |
| Profit(Loss)* | $535.80MM | $286.10MM | $247.90MM |
| Stockholders Equity | $1,624.00MM | $1,753.70MM | $1,749.60MM |
| Assets | $6,904.70MM | $7,610.20MM | $8,854.60MM |
| Operating Cash Flow | $1,238.70MM | $1,203.80MM | $1,137.90MM |
| Capital expenditure | $3.10MM | $4.00MM | $1.80MM |
| Investing Cash Flow | $-460.60MM | $-1,416.80MM | $-1,721.10MM |
| Financing Cash Flow | $-794.60MM | $266.20MM | $957.30MM |
| Earnings Per Share** | $39.50 | $22.09 | $20.12 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.