Navient Corporation
General ticker "NAVI" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $1.4B (TTM average)
Navient Corporation follows the US Stock Market performance with the rate: 25.8%.
Estimated limits based on current volatility of 1.5%: low 12.44$, high 12.82$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-05, amount 0.16$ (Y5.14%)
- Total employees count: 6200 as of 2014
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Reputation and brand risks, Strategic risks and growth management
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [9.93$, 16.91$]
- 2025-12-31 to 2026-12-31 estimated range: [10.81$, 18.32$]
Financial Metrics affecting the NAVI estimates:
- Positive: with PPE of 9.1 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 4.11
- Positive: Operating cash flow per share per price, % of 31.12 > 13.24
- Negative: Shareholder equity ratio, % of 5.10 <= 18.93
- Negative: Industry earnings per price (median), % of 3.52 <= 4.43
- Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.33
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.25
Short-term NAVI quotes
Long-term NAVI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $3,839.00MM | $4,836.00MM | $4,234.00MM |
| Operating Expenses | $3,012.00MM | $4,523.00MM | $4,060.00MM |
| Operating Income | $827.00MM | $313.00MM | $174.00MM |
| Interest Expense | $2,102.00MM | $3,557.00MM | $3,273.00MM |
| Income(Loss) | $827.00MM | $313.00MM | $174.00MM |
| Taxes | $182.00MM | $85.00MM | $43.00MM |
| Profit(Loss)* | $645.00MM | $228.00MM | $131.00MM |
| Stockholders Equity | $2,977.00MM | $2,760.00MM | $2,641.00MM |
| Assets | $70,795.00MM | $61,375.00MM | $51,789.00MM |
| Operating Cash Flow | $305.00MM | $676.00MM | $459.00MM |
| Investing Cash Flow | $10,585.00MM | $7,357.00MM | $8,466.00MM |
| Financing Cash Flow | $-9,661.00MM | $-10,047.00MM | $-9,615.00MM |
| Earnings Per Share** | $4.54 | $1.87 | $1.20 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.