Navient Corp
General ticker "NAVI" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $1.6B
Navient Corp does not follow the US Stock Market performance with the rate: -11.6%.
Estimated limits based on current volatility of 2.1%: low 13.72$, high 14.31$
Factors to consider:
- Company pays dividends: last record date 2024-12-06, amount 0.16$ (Y4.83%)
- Current price 11.1% below estimated low
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [14.90$, 21.96$]
- 2024-12-30 to 2025-12-30 estimated range: [17.49$, 24.91$]
Financial Metrics affecting the NAVI estimates:
- Positive: Non-GAAP EPS, $ of 3.26 > 2.29
- Positive: Operating cash flow per share per price, % of 30.28 > 12.76
- Negative: Interest expense per share, $ of 29.16 > 0.74
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.37
Short-term NAVI quotes
Long-term NAVI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $2,211.00MM | $3,807.00MM | $4,419.00MM |
| Operating Expenses | $1,275.00MM | $3,012.00MM | $4,073.00MM |
| Operating Income | $936.00MM | $795.00MM | $346.00MM |
| Non-Operating Income | $0.00MM | $32.00MM | $-33.00MM |
| Interest Expense | $1,316.00MM | $2,102.00MM | $3,557.00MM |
| R&D Expense | $0.00MM | $0.00MM | $0.00MM |
| Income(Loss) | $936.00MM | $827.00MM | $313.00MM |
| Taxes | $219.00MM | $182.00MM | $85.00MM |
| Profit(Loss) | $717.00MM | $645.00MM | $228.00MM |
| Stockholders Equity | $2,597.00MM | $2,977.00MM | $2,760.00MM |
| Inventory | $5,618.00MM | $6,921.00MM | $0.00MM |
| Assets | $80,605.00MM | $70,795.00MM | $61,375.00MM |
| Operating Cash Flow | $702.00MM | $305.00MM | $676.00MM |
| Investing Cash Flow | $6,673.00MM | $10,585.00MM | $7,357.00MM |
| Financing Cash Flow | $-7,334.00MM | $-9,661.00MM | $-10,047.00MM |
| Earnings Per Share* | $4.22 | $4.54 | $1.87 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.