Bread Financial Holdings Inc

General ticker "BFH" information:

  • Sector: Financials
  • Industry: Consumer Finance
  • Capitalization: $3.1B

Bread Financial Holdings Inc follows the US Stock Market performance with the rate: 64.8%.

Estimated limits based on current volatility of 2.6%: low 60.58$, high 63.81$

Factors to consider:

  • Company pays dividends: last record date 2024-11-08, amount 0.21$ (Y1.35%)
  • Current price 40.5% above estimated high
  • Earnings for 9 months up through Q3 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

  • 2023-12-31 to 2024-12-30 estimated range: [26.25$, 44.33$]
  • 2024-12-30 to 2025-12-30 estimated range: [32.73$, 52.49$]

Financial Metrics affecting the BFH estimates:

  • Positive: Non-GAAP EPS, $ of 14.71 > 2.29
  • Positive: Operating cash flow per share per price, % of 128.23 > 12.76
  • Positive: 9.05 < Operating profit margin, % of 18.73
  • Negative: Interest expense per share, $ of 17.65 > 0.74
  • Positive: Industry operating profit margin (median), % of 18.73 > 11.86

Similar symbols

Short-term BFH quotes

Long-term BFH plot with estimates

Financial data

YTD 2021-12-31 2022-12-31 2023-12-31
Operating Revenue $3,655.00MM $4,329.00MM $3,060.00MM
Operating Expenses $2,611.00MM $4,029.00MM $1,467.00MM
Operating Income $1,044.00MM $300.00MM $1,593.00MM
Non-Operating Income $0.00MM $0.00MM $-625.00MM
Interest Expense $383.00MM $503.00MM $879.00MM
Income(Loss) $1,044.00MM $300.00MM $968.00MM
Taxes $247.00MM $76.00MM $231.00MM
Other Income(Loss) $4.00MM $-1.00MM $-19.00MM
Profit(Loss) $801.00MM $223.00MM $718.00MM
Stockholders Equity $2,086.00MM $2,265.00MM $2,918.00MM
Inventory $16,444.00MM $618.00MM $0.00MM
Assets $21,746.00MM $25,407.00MM $23,141.00MM
Operating Cash Flow $1,543.00MM $1,848.00MM $1,987.00MM
Capital expenditure $84.00MM $68.00MM $0.00MM
Investing Cash Flow $-1,691.00MM $-5,111.00MM $788.00MM
Financing Cash Flow $608.00MM $3,267.00MM $-3,086.00MM
Earnings Per Share* $16.12 $4.47 $14.42

* EPS are Split Adjusted, recent splits may be reflected with a delay.