Bread Financial Holdings Inc
General ticker "BFH" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $3.1B
Bread Financial Holdings Inc follows the US Stock Market performance with the rate: 64.8%.
Estimated limits based on current volatility of 2.6%: low 60.58$, high 63.81$
Factors to consider:
- Company pays dividends: last record date 2024-11-08, amount 0.21$ (Y1.35%)
- Current price 40.5% above estimated high
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [26.25$, 44.33$]
- 2024-12-30 to 2025-12-30 estimated range: [32.73$, 52.49$]
Financial Metrics affecting the BFH estimates:
- Positive: Non-GAAP EPS, $ of 14.71 > 2.29
- Positive: Operating cash flow per share per price, % of 128.23 > 12.76
- Positive: 9.05 < Operating profit margin, % of 18.73
- Negative: Interest expense per share, $ of 17.65 > 0.74
- Positive: Industry operating profit margin (median), % of 18.73 > 11.86
Short-term BFH quotes
Long-term BFH plot with estimates
Financial data
YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
---|---|---|---|
Operating Revenue | $3,655.00MM | $4,329.00MM | $3,060.00MM |
Operating Expenses | $2,611.00MM | $4,029.00MM | $1,467.00MM |
Operating Income | $1,044.00MM | $300.00MM | $1,593.00MM |
Non-Operating Income | $0.00MM | $0.00MM | $-625.00MM |
Interest Expense | $383.00MM | $503.00MM | $879.00MM |
Income(Loss) | $1,044.00MM | $300.00MM | $968.00MM |
Taxes | $247.00MM | $76.00MM | $231.00MM |
Other Income(Loss) | $4.00MM | $-1.00MM | $-19.00MM |
Profit(Loss) | $801.00MM | $223.00MM | $718.00MM |
Stockholders Equity | $2,086.00MM | $2,265.00MM | $2,918.00MM |
Inventory | $16,444.00MM | $618.00MM | $0.00MM |
Assets | $21,746.00MM | $25,407.00MM | $23,141.00MM |
Operating Cash Flow | $1,543.00MM | $1,848.00MM | $1,987.00MM |
Capital expenditure | $84.00MM | $68.00MM | $0.00MM |
Investing Cash Flow | $-1,691.00MM | $-5,111.00MM | $788.00MM |
Financing Cash Flow | $608.00MM | $3,267.00MM | $-3,086.00MM |
Earnings Per Share* | $16.12 | $4.47 | $14.42 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.