White Mountains Insurance Group, Ltd.
General ticker "WTM" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $4.9B (TTM average)
White Mountains Insurance Group, Ltd. follows the US Stock Market performance with the rate: 40.8%.
Estimated limits based on current volatility of 1.1%: low 2026.53$, high 2070.46$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2026-03-16, amount 1.00$ (Y0.10%)
- Total employees count: 893 (+14.2%) as of 2024
- US accounted for 10.2% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Investment risks, Interest rate risk, Dependency on capacity providers, Cybersecurity threats, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [1582.97$, 2312.86$]
- 2026-12-31 to 2027-12-31 estimated range: [1663.86$, 2427.28$]
Financial Metrics affecting the WTM estimates:
- Negative: with PPE of 14.9 at the end of fiscal year the price was high
- Negative: negative Operating cash flow
- Positive: Operating profit margin, % of 49.08 > 18.39
- Positive: Return on assets ratio (scaled to [-100,100]) of 8.90 > 6.06
- Positive: 42.59 < Shareholder equity ratio, % of 44.09 <= 64.29
- Positive: Investing cash flow per share per price, % of 4.03 > -0.60
- Positive: Industry operating profit margin (median), % of 13.45 > 9.60
- Positive: Industry operating cash flow per share per price (median), % of 19.20 > 10.39
Short-term WTM quotes
Long-term WTM plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $2,104.00MM | $2,354.30MM | $2,707.30MM |
| Operating Expenses | $1,538.60MM | $2,037.60MM | $1,378.60MM |
| Operating Income | $565.40MM | $316.70MM | $1,328.70MM |
| Interest Expense | $62.70MM | $60.80MM | $78.40MM |
| Income(Loss) | $565.40MM | $316.70MM | $1,328.70MM |
| Taxes | $-15.50MM | $32.60MM | $126.90MM |
| Net Income(Loss)* | $509.20MM | $230.40MM | $1,106.40MM |
| Stockholders Equity | $4,240.50MM | $4,483.70MM | $5,425.40MM |
| Assets | $8,385.90MM | $9,925.60MM | $12,306.50MM |
| Operating Cash Flow | $404.10MM | $586.80MM | $-7.20MM |
| Investing Cash Flow | $-543.90MM | $-447.00MM | $212.70MM |
| Financing Cash Flow | $7.20MM | $4.20MM | $-205.20MM |
| Earnings Per Share** | $201.48 | $91.00 | $433.17 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.