White Mountains Insurance Group, Ltd.
General ticker "WTM" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $4.7B (TTM average)
White Mountains Insurance Group, Ltd. follows the US Stock Market performance with the rate: 45.9%.
Estimated limits based on current volatility of 1.3%: low 2167.99$, high 2223.75$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2025-03-17, amount 1.00$ (Y0.09%)
- Total employees count: 893 (+14.2%) as of 2024
- US accounted for 10.2% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Investment risks, Interest rate fluctuations, Dependency on capacity providers, Cybersecurity threats, Labor/talent shortage/retention
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [1354.84$, 2085.76$]
- 2025-12-31 to 2026-12-31 estimated range: [1319.36$, 2045.10$]
Financial Metrics affecting the WTM estimates:
- Negative: with PPE of 17.7 at the end of fiscal year the price was high
- Positive: 7.67 < Operating profit margin, % of 14.53
- Positive: 6.64 < Operating cash flow per share per price, % of 12.06
- Positive: 42.68 < Shareholder equity ratio, % of 45.17 <= 64.29
- Positive: 1.87 < Return on assets ratio (scaled to [-100,100]) of 2.78
- Positive: Industry operating cash flow per share per price (median), % of 16.21 > 10.29
- Positive: Industry operating profit margin (median), % of 13.31 > 9.59
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: 0.23 < Industry earnings per price (median), % of 4.44
Short-term WTM quotes
Long-term WTM plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,117.60MM | $2,104.00MM | $2,179.00MM |
| Operating Expenses | $1,267.00MM | $1,538.60MM | $1,862.30MM |
| Operating Income | $-149.40MM | $565.40MM | $316.70MM |
| Interest Expense | $40.30MM | $62.70MM | $60.80MM |
| Income(Loss) | $-149.40MM | $565.40MM | $316.70MM |
| Taxes | $41.40MM | $-15.50MM | $32.60MM |
| Other Income(Loss) | $886.80MM | $0.00MM | $0.00MM |
| Profit(Loss)* | $776.40MM | $509.20MM | $230.40MM |
| Stockholders Equity | $3,746.90MM | $4,240.50MM | $4,483.70MM |
| Assets | $7,389.30MM | $8,385.90MM | $9,925.60MM |
| Operating Cash Flow | $434.00MM | $404.10MM | $586.80MM |
| Investing Cash Flow | $155.70MM | $-543.90MM | $-447.00MM |
| Financing Cash Flow | $-461.80MM | $7.20MM | $4.20MM |
| Earnings Per Share** | $274.72 | $201.48 | $91.00 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.