Village Bank and Trust Financial Corp.
General ticker "VBFC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $96.8M (TTM average)
Village Bank and Trust Financial Corp. follows the US Stock Market performance with the rate: 46.3%.
Estimated limits based on current volatility of 0.1%: low 80.11$, high 80.22$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-03-07, amount 0.18$ (Y0.90%)
- Company does not operate outside US (retrieved using AI)
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [35.65$, 52.58$]
- 2024-12-30 to 2025-12-30 estimated range: [39.44$, 58.16$]
Financial Metrics affecting the VBFC estimates:
- Positive: 0.86 < Non-GAAP EPS, $ of 1.29
- Positive: -0.18 < Operating profit margin, % of 6.51
- Positive: Industry inventory ratio change (median), % of -31.50 <= -0.27
- Positive: -1.22 < Return on assets ratio (scaled to [-100,100]) of 0.26
Short-term VBFC quotes
Long-term VBFC plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $37.84MM | $32.31MM | $33.27MM |
| Operating Expenses | $21.96MM | $21.71MM | $31.11MM |
| Operating Income | $15.87MM | $10.60MM | $2.17MM |
| Non-Operating Income | $0.00MM | $-0.30MM | $0.00MM |
| Interest Expense | $2.17MM | $1.78MM | $7.99MM |
| Income(Loss) | $15.87MM | $10.29MM | $2.17MM |
| Taxes | $3.42MM | $1.99MM | $0.25MM |
| Profit(Loss)* | $12.45MM | $8.30MM | $1.92MM |
| Stockholders Equity | $63.40MM | $61.11MM | $67.56MM |
| Inventory | $95.86MM | $20.33MM | $0.00MM |
| Assets | $748.40MM | $723.27MM | $736.62MM |
| Operating Cash Flow | $42.53MM | $10.27MM | $4.96MM |
| Capital expenditure | $0.64MM | $0.47MM | $0.62MM |
| Investing Cash Flow | $-27.30MM | $-66.06MM | $-8.54MM |
| Financing Cash Flow | $33.93MM | $-20.14MM | $4.62MM |
| Earnings Per Share** | $8.48 | $5.62 | $1.29 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.