TFS Financial Corporation
General ticker "TFSL" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $4.1B (TTM average)
TFS Financial Corporation follows the US Stock Market performance with the rate: 58.6%.
Estimated limits based on current volatility of 0.9%: low 16.13$, high 16.42$
Factors to consider:
- Earnings expected soon, date: 2026-10-29 amc
- Company pays dividends (quarterly): last record date 2026-09-09, amount 0.32$ (Y7.84%)
- Total employees count: 958 (+4.2%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Regulatory and compliance, Liquidity and credit risks, Mortgage sales market disruption, Market competition
- Current price 12.8% above estimated high
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-09-30 to 2027-09-30
- 2025-09-30 to 2026-09-30 estimated range: [11.14$, 14.32$]
- 2026-09-30 to 2027-09-30 estimated range: [11.30$, 14.48$]
Financial Metrics affecting the TFSL estimates:
- Positive: with PPE of 41.3 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of 2.24 <= 2.37
- Positive: 11.29 < Operating profit margin, % of 14.48
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.52
- Positive: 14.78 < Industry operating profit margin (median), % of 23.64
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.93
- Positive: -11.23 < Investing cash flow per share per price, % of -10.42
- Positive: 7.04 < Shareholder equity ratio, % of 10.85 <= 12.78
- Positive: Industry earnings per price (median), % of 7.41 > 6.58
Short-term TFSL quotes
Long-term TFSL plot with estimates
Financial data
| YTD | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating Revenue | $633.35MM | $758.78MM | $791.96MM |
| Operating Expenses | $539.98MM | $658.46MM | $677.25MM |
| Operating Income | $93.37MM | $100.31MM | $114.72MM |
| Interest Expense | $328.35MM | $455.62MM | $470.49MM |
| Income(Loss) | $93.37MM | $100.31MM | $114.72MM |
| Taxes | $18.12MM | $20.73MM | $23.76MM |
| Net Income(Loss)* | $75.25MM | $79.59MM | $90.96MM |
| Stockholders Equity | $1,927.36MM | $1,862.62MM | $1,893.92MM |
| Assets | $16,917.98MM | $17,090.78MM | $17,456.32MM |
| Operating Cash Flow | $90.72MM | $88.60MM | $82.42MM |
| Capital expenditure | $5.10MM | $3.06MM | $11.45MM |
| Investing Cash Flow | $-1,008.63MM | $-124.71MM | $-383.98MM |
| Financing Cash Flow | $1,015.09MM | $33.08MM | $267.28MM |
| Earnings Per Share** | $0.27 | $0.29 | $0.33 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.