Triumph Financial, Inc.
General ticker "TFIN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.4B (TTM average)
Triumph Financial, Inc. follows the US Stock Market performance with the rate: 56.9%.
Estimated limits based on current volatility of 1.7%: low 74.12$, high 76.70$
Factors to consider:
- Total employees count: 1450 (-6.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Transportation concentration, Regulatory and compliance, Cybersecurity threats
- Price in estimated range
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [56.00$, 76.05$]
- 2026-12-31 to 2027-12-31 estimated range: [52.28$, 72.63$]
Financial Metrics affecting the TFIN estimates:
- Negative: with PPE of 55.5 at the end of fiscal year the price was very high
- Positive: -4.17 < Operating profit margin, % of 6.39
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 0.40
- Negative: Shareholder equity ratio, % of 14.76 <= 19.10
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
Short-term TFIN quotes
Long-term TFIN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $418.25MM | $415.87MM | $516.08MM |
| Operating Expenses | $365.44MM | $395.40MM | $483.09MM |
| Operating Income | $52.81MM | $20.47MM | $32.99MM |
| Interest Expense | $54.34MM | $72.06MM | $79.88MM |
| Income(Loss) | $52.81MM | $20.47MM | $32.99MM |
| Taxes | $11.73MM | $4.38MM | $7.63MM |
| Net Income(Loss)* | $41.08MM | $16.09MM | $25.36MM |
| Stockholders Equity | $864.40MM | $890.92MM | $941.77MM |
| Assets | $5,347.33MM | $5,948.98MM | $6,380.59MM |
| Operating Cash Flow | $60.06MM | $58.57MM | $67.06MM |
| Capital expenditure | $43.82MM | $87.16MM | $16.45MM |
| Investing Cash Flow | $-129.56MM | $-590.03MM | $-525.48MM |
| Financing Cash Flow | $-52.05MM | $574.94MM | $376.77MM |
| Earnings Per Share** | $1.77 | $0.69 | $1.07 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.