First Citizens BancShares, Inc.
General ticker "FCNCA" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $27.1B (TTM average)
First Citizens BancShares, Inc. follows the US Stock Market performance with the rate: 45.1%.
Estimated limits based on current volatility of 1.2%: low 2146.57$, high 2199.49$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-29, amount 2.10$ (Y0.39%)
- Total employees count: 18141 (+3.8%) as of 2025
- Top business risk factors: Acquisition/divestiture risks, Regulatory and compliance, Market competition, Technology adoption, Reputation and brand risks
- Price in estimated range
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [1515.91$, 2229.41$]
- 2026-12-31 to 2027-12-31 estimated range: [1547.30$, 2278.37$]
Financial Metrics affecting the FCNCA estimates:
- Negative: with PPE of 17.0 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 20.49 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 10.91
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Negative: Interest expense per share per price, % of 18.53 > 3.34
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.95
- Negative: Shareholder equity ratio, % of 9.68 <= 18.97
- Negative: -0.14 < Industry inventory ratio change (median), % of 0
- Positive: Industry operating profit margin (median), % of 24.03 > 9.99
Short-term FCNCA quotes
Long-term FCNCA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $18,787.00MM | $9,758.00MM | $14,497.00MM |
| Operating Expenses | $7,887.00MM | $7,538.00MM | $11,526.00MM |
| Operating Income | $10,900.00MM | $2,220.00MM | $2,971.00MM |
| Non-Operating Income | $1,177.00MM | $1,372.00MM | $0.00MM |
| Interest Expense | $3,679.00MM | $5,210.00MM | $4,964.00MM |
| Income(Loss) | $12,077.00MM | $3,592.00MM | $2,971.00MM |
| Taxes | $611.00MM | $815.00MM | $765.00MM |
| Net Income(Loss)* | $11,466.00MM | $2,777.00MM | $2,206.00MM |
| Stockholders Equity | $21,255.00MM | $22,228.00MM | $22,238.00MM |
| Assets | $213,758.00MM | $223,720.00MM | $229,698.00MM |
| Operating Cash Flow | $2,660.00MM | $2,988.00MM | $2,923.00MM |
| Capital expenditure | $1,428.00MM | $1,535.00MM | $852.00MM |
| Investing Cash Flow | $2,429.00MM | $-10,155.00MM | $-5,611.00MM |
| Financing Cash Flow | $-4,699.00MM | $7,073.00MM | $2,675.00MM |
| Earnings Per Share** | $789.23 | $193.63 | $178.44 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.