TC Bancshares, Inc.
General ticker "TCBC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $74.0M (TTM average)
TC Bancshares, Inc. follows the US Stock Market performance with the rate: 50.6%.
Estimated limits based on current volatility of 2.8%: low 21.37$, high 22.58$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2025-07-03, amount 0.05$ (Y0.46%)
- Total employees count: 65 (+10.2%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Operational and conduct risks, Regulatory and compliance, Growth challenges, Pandemic risks
- Earnings for 15 months up through Q1 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [9.61$, 14.15$]
- 2024-12-30 to 2025-12-30 estimated range: [8.71$, 13.08$]
Financial Metrics affecting the TCBC estimates:
- Positive: with PPE of 231.3 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 1.70
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
- Negative: Shareholder equity ratio, % of 17.07 <= 18.93
- Positive: Industry earnings per price (median), % of 8.44 > 4.43
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.06
Short-term TCBC quotes
Long-term TCBC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $17.28MM | $21.96MM | $27.24MM |
| Operating Expenses | $14.84MM | $21.59MM | $26.81MM |
| Operating Income | $2.44MM | $0.37MM | $0.43MM |
| Non-Operating Income | $0.00MM | $0.00MM | $0.00MM |
| Interest Expense | $1.36MM | $6.89MM | $0.00MM |
| Income(Loss) | $2.44MM | $0.37MM | $0.43MM |
| Taxes | $0.68MM | $0.11MM | $-0.17MM |
| Profit(Loss)* | $1.76MM | $0.27MM | $0.59MM |
| Stockholders Equity | $85.28MM | $79.63MM | $77.33MM |
| Assets | $429.62MM | $466.58MM | $516.21MM |
| Operating Cash Flow | $4.37MM | $4.03MM | $3.15MM |
| Capital expenditure | $0.26MM | $2.13MM | $0.18MM |
| Investing Cash Flow | $-69.62MM | $-37.51MM | $-61.58MM |
| Financing Cash Flow | $48.90MM | $32.97MM | $47.63MM |
| Earnings Per Share** | $0.36 | $0.06 | $0.14 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.