Summit State Bank
General ticker "SSBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $65.7M (TTM average)
Summit State Bank follows the US Stock Market performance with the rate: 46.5%.
Estimated limits based on current volatility of 1.9%: low 13.16$, high 13.68$
Factors to consider:
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [7.40$, 11.71$]
- 2025-12-31 to 2026-12-31 estimated range: [8.35$, 12.90$]
Financial Metrics affecting the SSBI estimates:
- Positive: with PPE of 107.7 at the end of fiscal year the price was low
- Negative: negative Operating income
- Positive: 6.68 < Operating cash flow per share per price, % of 11.56
- Positive: Industry operating cash flow per share per price (median), % of 10.55 > 10.30
- Positive: Industry earnings per price (median), % of 6.49 > 4.52
- Positive: Investing cash flow per share per price, % of 72.69 > -0.64
- Positive: -3.39 < Return on assets ratio (scaled to [-100,100]) of -0.39
- Positive: Inventory ratio change, % of 0 <= 0
Short-term SSBI quotes
Long-term SSBI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $56.16MM | $65.06MM | $62.03MM |
| Operating Expenses | $32.29MM | $49.78MM | $66.42MM |
| Operating Income | $23.87MM | $15.28MM | $-4.39MM |
| Interest Expense | $6.53MM | $24.78MM | $29.29MM |
| Income(Loss) | $23.87MM | $15.28MM | $-4.39MM |
| Taxes | $6.90MM | $4.46MM | $-0.20MM |
| Profit(Loss)* | $16.97MM | $10.82MM | $-4.19MM |
| Stockholders Equity | $88.55MM | $97.68MM | $91.72MM |
| Assets | $1,115.34MM | $1,122.51MM | $1,067.09MM |
| Operating Cash Flow | $13.72MM | $-2.38MM | $5.85MM |
| Capital expenditure | $0.17MM | $0.24MM | $0.23MM |
| Investing Cash Flow | $-117.18MM | $-20.18MM | $36.79MM |
| Financing Cash Flow | $140.33MM | $2.79MM | $-49.03MM |
| Earnings Per Share** | $2.54 | $1.62 | $-0.62 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.