Summit State Bank
General ticker "SSBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $81.5M (TTM average)
Summit State Bank follows the US Stock Market performance with the rate: 25.5%.
Estimated limits based on current volatility of 1.4%: low 13.27$, high 13.64$
Factors to consider:
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [9.92$, 13.62$]
- 2026-12-31 to 2027-12-31 estimated range: [9.97$, 13.81$]
Financial Metrics affecting the SSBI estimates:
- Positive: with PPE of 11.5 at the end of fiscal year the price was low
- Positive: 7.57 < Operating profit margin, % of 15.24
- Positive: 6.62 < Operating cash flow per share per price, % of 8.46
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 0.67
- Negative: Shareholder equity ratio, % of 10.07 <= 19.19
Short-term SSBI quotes
Long-term SSBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $65.06MM | $62.03MM | $58.82MM |
| Operating Expenses | $49.78MM | $66.42MM | $49.86MM |
| Operating Income | $15.28MM | $-4.39MM | $8.96MM |
| Interest Expense | $24.78MM | $29.29MM | $23.48MM |
| Income(Loss) | $15.28MM | $-4.39MM | $8.96MM |
| Taxes | $4.46MM | $-0.20MM | $2.17MM |
| Net Income(Loss)* | $10.82MM | $-4.19MM | $6.80MM |
| Stockholders Equity | $97.68MM | $91.72MM | $101.17MM |
| Assets | $1,122.51MM | $1,067.09MM | $1,004.59MM |
| Operating Cash Flow | $-2.38MM | $5.85MM | $6.59MM |
| Capital expenditure | $0.24MM | $0.23MM | $0.05MM |
| Investing Cash Flow | $-20.18MM | $36.79MM | $78.98MM |
| Financing Cash Flow | $2.79MM | $-49.03MM | $-71.45MM |
| Earnings Per Share** | $1.62 | $-0.62 | $1.01 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.