Summit State Bank

General ticker "SSBI" information:

  • Sector: Financials
  • Industry: Banks - Regional
  • Capitalization: $81.5M (TTM average)

Summit State Bank follows the US Stock Market performance with the rate: 22.5%.

Estimated limits based on current volatility of 0.6%: low 12.73$, high 12.87$

Factors to consider:

  • Earnings for 6 months up through Q2 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2025-12-31 to 2027-12-31

  • 2025-12-31 to 2026-12-31 estimated range: [8.39$, 11.92$]
  • 2026-12-31 to 2027-12-31 estimated range: [8.22$, 11.78$]

Financial Metrics affecting the SSBI estimates:

  • Positive: with PPE of 11.5 at the end of fiscal year the price was low
  • Positive: 7.78 < Operating profit margin, % of 15.24
  • Positive: 6.73 < Operating cash flow per share per price, % of 8.44
  • Negative: Shareholder equity ratio, % of 10.07 <= 19.10
  • Positive: Investing cash flow per share per price, % of 101.12 > -0.65
  • Negative: Return on assets ratio (scaled to [-100,100]) of 0.67 <= 1.89
  • Negative: Interest expense per share per price, % of 30.06 > 3.33
  • Positive: Industry operating profit margin (median), % of 23.99 > 9.99

Similar symbols

Short-term SSBI quotes

Long-term SSBI plot with estimates

Financial data

YTD 2023-12-31 2024-12-31 2025-12-31
Operating Revenue $65.06MM $62.03MM $58.82MM
Operating Expenses $49.78MM $66.42MM $49.86MM
Operating Income $15.28MM $-4.39MM $8.96MM
Interest Expense $24.78MM $29.29MM $23.48MM
Income(Loss) $15.28MM $-4.39MM $8.96MM
Taxes $4.46MM $-0.20MM $2.17MM
Net Income(Loss)* $10.82MM $-4.19MM $6.80MM
Stockholders Equity $97.68MM $91.72MM $101.17MM
Assets $1,122.51MM $1,067.09MM $1,004.59MM
Operating Cash Flow $-2.38MM $5.85MM $6.59MM
Capital expenditure $0.24MM $0.23MM $0.05MM
Investing Cash Flow $-20.18MM $36.79MM $78.98MM
Financing Cash Flow $2.79MM $-49.03MM $-71.45MM
Earnings Per Share** $1.62 $-0.62 $1.01

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.