Magyar Bancorp, Inc.
General ticker "MGYR" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $107.8M (TTM average)
Magyar Bancorp, Inc. follows the US Stock Market performance with the rate: 39.3%.
Estimated limits based on current volatility of 1.8%: low 19.15$, high 19.84$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-06, amount 0.10$ (Y2.02%)
- Total employees count: 98 (-3.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Regulatory and compliance, Interest rate risk, Economic downturns and volatility, Liquidity and credit risks, Market risk
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-09-30 to 2027-09-30
- 2025-09-30 to 2026-09-30 estimated range: [15.30$, 20.56$]
- 2026-09-30 to 2027-09-30 estimated range: [15.41$, 20.94$]
Financial Metrics affecting the MGYR estimates:
- Positive: with PPE of 11.1 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 23.64
- Positive: 8.77 < Operating cash flow per share per price, % of 9.64
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 0.97
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.93
- Positive: 14.78 < Industry operating profit margin (median), % of 23.64
- Negative: Interest expense per share per price, % of 21.17 > 10.35
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -59.64 <= -40.59
- Positive: Industry earnings per price (median), % of 7.41 > 6.58
Short-term MGYR quotes
Long-term MGYR plot with estimates
Financial data
| YTD | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating Revenue | $40.74MM | $52.12MM | $58.42MM |
| Operating Expenses | $30.00MM | $41.02MM | $44.61MM |
| Operating Income | $10.74MM | $11.10MM | $13.81MM |
| Interest Expense | $10.33MM | $20.60MM | $22.81MM |
| Income(Loss) | $10.74MM | $11.10MM | $13.81MM |
| Taxes | $3.03MM | $3.32MM | $4.05MM |
| Net Income(Loss)* | $7.71MM | $7.78MM | $9.76MM |
| Stockholders Equity | $104.79MM | $110.55MM | $118.84MM |
| Assets | $907.29MM | $951.92MM | $997.66MM |
| Operating Cash Flow | $8.48MM | $6.32MM | $10.39MM |
| Capital expenditure | $0.31MM | $0.81MM | $0.57MM |
| Investing Cash Flow | $-66.05MM | $-90.29MM | $-64.25MM |
| Financing Cash Flow | $99.17MM | $37.04MM | $35.35MM |
| Earnings Per Share** | $1.20 | $1.23 | $1.57 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.