Magyar Bancorp, Inc.
General ticker "MGYR" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $97.4M (TTM average)
Magyar Bancorp, Inc. follows the US Stock Market performance with the rate: 53.4%.
Estimated limits based on current volatility of 0.9%: low 17.58$, high 17.90$
Factors to consider:
- Earnings expected soon, date: 2026-04-28 bmo
- Company pays dividends (quarterly): last record date 2026-02-12, amount 0.10$ (Y2.24%)
- Total employees count: 101 (+13.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate fluctuations, Regulatory and compliance, Construction risks, Liquidity and credit risks
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-09-30 to 2027-09-30
- 2025-09-30 to 2026-09-30 estimated range: [15.23$, 20.45$]
- 2026-09-30 to 2027-09-30 estimated range: [15.11$, 20.57$]
Financial Metrics affecting the MGYR estimates:
- Positive: with PPE of 11.0 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 23.64 > 18.52
- Positive: 6.68 < Operating cash flow per share per price, % of 9.66
- Positive: -3.36 < Return on assets ratio (scaled to [-100,100]) of 0.97
- Negative: Shareholder equity ratio, % of 11.91 <= 19.49
- Positive: Industry operating profit margin (median), % of 21.28 > 9.67
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Interest expense per share per price, % of 21.21 > 3.29
Short-term MGYR quotes
Long-term MGYR plot with estimates
Financial data
| YTD | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating Revenue | $40.74MM | $52.12MM | $58.42MM |
| Operating Expenses | $30.00MM | $41.02MM | $44.61MM |
| Operating Income | $10.74MM | $11.10MM | $13.81MM |
| Interest Expense | $10.33MM | $20.60MM | $22.81MM |
| Income(Loss) | $10.74MM | $11.10MM | $13.81MM |
| Taxes | $3.03MM | $3.32MM | $4.05MM |
| Profit(Loss)* | $7.71MM | $7.78MM | $9.76MM |
| Stockholders Equity | $104.79MM | $110.55MM | $118.84MM |
| Assets | $907.29MM | $951.92MM | $997.66MM |
| Operating Cash Flow | $8.48MM | $6.32MM | $10.39MM |
| Capital expenditure | $0.31MM | $0.81MM | $0.57MM |
| Investing Cash Flow | $-66.05MM | $-90.29MM | $-64.25MM |
| Financing Cash Flow | $99.17MM | $37.04MM | $35.35MM |
| Earnings Per Share** | $1.20 | $1.23 | $1.57 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.