Sound Financial Bancorp, Inc.
General ticker "SFBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $125.2M (TTM average)
Sound Financial Bancorp, Inc. does not follow the US Stock Market performance with the rate: -33.5%.
Estimated limits based on current volatility of 0.7%: low 42.04$, high 42.61$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-09, amount 0.21$ (Y2.01%)
- Total employees count: 123 (-15.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Financing risks, Reputation and brand risks
- Earnings for 12 months up through Q4 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [42.59$, 58.15$]
- 2025-12-31 to 2026-12-31 estimated range: [42.52$, 58.69$]
Financial Metrics affecting the SFBC estimates:
- Negative: with PPE of 29.6 at the end of fiscal year the price was high
- Positive: 7.67 < Operating profit margin, % of 9.10
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.46
- Negative: Shareholder equity ratio, % of 10.43 <= 19.40
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 20.70 > 9.59
- Positive: -4.43 < Investing cash flow per share per price, % of -2.91
Short-term SFBC quotes
Long-term SFBC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $44.38MM | $39.09MM | $62.06MM |
| Operating Expenses | $33.50MM | $30.06MM | $56.41MM |
| Operating Income | $10.88MM | $9.03MM | $5.65MM |
| Non-Operating Income | $0.00MM | $-0.03MM | $0.00MM |
| Interest Expense | $4.50MM | $16.76MM | $26.37MM |
| Income(Loss) | $10.88MM | $9.00MM | $5.65MM |
| Taxes | $2.07MM | $1.56MM | $1.01MM |
| Profit(Loss)* | $8.80MM | $7.44MM | $4.64MM |
| Stockholders Equity | $97.70MM | $100.65MM | $103.67MM |
| Assets | $976.35MM | $995.22MM | $993.63MM |
| Operating Cash Flow | $10.05MM | $6.89MM | $2.93MM |
| Capital expenditure | $0.40MM | $0.44MM | $0.08MM |
| Investing Cash Flow | $-183.79MM | $-26.32MM | $-3.94MM |
| Financing Cash Flow | $47.98MM | $11.29MM | $-5.04MM |
| Earnings Per Share** | $3.41 | $3.13 | $1.82 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.