Sound Financial Bancorp, Inc.
General ticker "SFBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $114.8M (TTM average)
Sound Financial Bancorp, Inc. does not follow the US Stock Market performance with the rate: -25.1%.
Estimated limits based on current volatility of 2.7%: low 45.57$, high 48.10$
Factors to consider:
- Earnings expected soon, date: 2026-07-28 bmo
- Company pays dividends (quarterly): last record date 2026-05-11, amount 0.21$ (Y1.79%)
- Total employees count: 122 (-0.8%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Concentration risk, Interest rate risk, Liquidity and credit risks, Cybersecurity threats
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [32.80$, 48.52$]
- 2026-12-31 to 2027-12-31 estimated range: [29.67$, 44.71$]
Financial Metrics affecting the SFBC estimates:
- Negative: with PPE of 15.8 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 22.06 > 18.40
- Positive: -0.03 < Operating cash flow per share per price, % of 6.40
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 24.29 > 9.66
- Positive: Industry earnings per price (median), % of 7.28 > 4.44
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
Short-term SFBC quotes
Long-term SFBC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $39.09MM | $35.63MM | $39.64MM |
| Operating Expenses | $30.06MM | $29.98MM | $30.89MM |
| Operating Income | $9.03MM | $5.65MM | $8.75MM |
| Non-Operating Income | $-0.03MM | $0.00MM | $-0.07MM |
| Interest Expense | $16.76MM | $26.37MM | $22.63MM |
| Income(Loss) | $9.00MM | $5.65MM | $8.67MM |
| Taxes | $1.56MM | $1.01MM | $1.51MM |
| Net Income(Loss)* | $7.44MM | $4.64MM | $7.16MM |
| Stockholders Equity | $100.65MM | $103.67MM | $109.40MM |
| Assets | $995.22MM | $993.63MM | $1,092.17MM |
| Operating Cash Flow | $6.89MM | $2.93MM | $7.16MM |
| Capital expenditure | $0.44MM | $0.08MM | $0.17MM |
| Investing Cash Flow | $-26.32MM | $-3.94MM | $-2.50MM |
| Financing Cash Flow | $11.29MM | $-5.04MM | $90.15MM |
| Earnings Per Share** | $3.13 | $1.82 | $2.80 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.