Chicago Atlantic Real Estate Finance, Inc.
General ticker "REFI" information:
- Sector: Real Estate
- Industry: REIT - Mortgage
- Capitalization: $255.2M (TTM average)
Chicago Atlantic Real Estate Finance, Inc. does not follow the US Stock Market performance with the rate: -28.9%.
Estimated limits based on current volatility of 1.5%: low 9.14$, high 9.41$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-09-30, amount 0.47$ (Y20.19%)
- Top business risk factors: Limited operating history, Management dependency, Cannabis industry risks, Interest rate risk, Financing availability
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [9.86$, 13.74$]
- 2026-12-31 to 2027-12-31 estimated range: [9.71$, 13.53$]
Financial Metrics affecting the REFI estimates:
- Positive: with PPE of 6.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 64.82 > 33.79
- Positive: 8.77 < Operating cash flow per share per price, % of 10.71
- Positive: Investing cash flow per share per price, % of 3.25 > 2.08
- Positive: 69.38 < Shareholder equity ratio, % of 72.44 <= 81.92
- Positive: Interest expense per share per price, % of 2.81 <= 4.56
- Positive: 7.19 < Return on assets ratio (scaled to [-100,100]) of 7.81
Short-term REFI quotes
Long-term REFI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $57.33MM | $54.78MM | $55.56MM |
| Operating Expenses | $18.62MM | $17.74MM | $19.54MM |
| Operating Income | $38.71MM | $37.05MM | $36.01MM |
| Interest Expense | $5.75MM | $7.15MM | $7.55MM |
| Income(Loss) | $38.71MM | $37.05MM | $36.01MM |
| Net Income(Loss)* | $38.71MM | $37.05MM | $36.01MM |
| Stockholders Equity | $271.85MM | $308.96MM | $307.81MM |
| Assets | $359.23MM | $435.15MM | $424.92MM |
| Operating Cash Flow | $28.42MM | $23.16MM | $28.79MM |
| Capital expenditure | $0.00MM | $0.00MM | $0.00MM |
| Investing Cash Flow | $-1.93MM | $-39.30MM | $8.74MM |
| Financing Cash Flow | $-24.31MM | $34.64MM | $-48.98MM |
| Earnings Per Share** | $2.14 | $1.92 | $1.71 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.