AMERISAFE, Inc.
General ticker "AMSF" information:
- Sector: Financials
- Industry: Insurance - Specialty
- Capitalization: $682.5M (TTM average)
AMERISAFE, Inc. does not follow the US Stock Market performance with the rate: -44.5%.
Estimated limits based on current volatility of 1.5%: low 24.63$, high 25.40$
Factors to consider:
- Earnings expected soon, date: 2026-10-28 amc
- Company pays dividends (quarterly): last record date 2026-09-11, amount 0.41$ (Y6.50%)
- Total employees count: 393 (+8.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Inaccurate premium pricing, Medical cost inflation, Inadequate loss reserves, Market volatility, Policyholder activity decline
- Current price 23.3% below estimated low
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [32.93$, 45.53$]
- 2026-12-31 to 2027-12-31 estimated range: [33.77$, 46.28$]
Financial Metrics affecting the AMSF estimates:
- Positive: with PPE of 17.6 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of 1.51 <= 2.37
- Positive: 15.80 < Operating profit margin, % of 18.55
- Positive: Industry earnings per price (median), % of 7.94 > 6.58
- Negative: Industry operating profit margin (median), % of 14.26 <= 14.78
- Negative: -3.92 < Inventory ratio change, % of -1.64
- Negative: Return on assets ratio (scaled to [-100,100]) of 4.00 <= 5.14
Short-term AMSF quotes
Long-term AMSF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $306.91MM | $309.11MM | $317.25MM |
| Operating Expenses | $229.53MM | $240.05MM | $258.40MM |
| Operating Income | $77.38MM | $69.06MM | $58.85MM |
| Income(Loss) | $77.38MM | $69.06MM | $58.85MM |
| Taxes | $15.27MM | $13.62MM | $11.71MM |
| Net Income(Loss)* | $62.11MM | $55.44MM | $47.15MM |
| Stockholders Equity | $292.45MM | $257.34MM | $251.60MM |
| Assets | $1,229.16MM | $1,157.79MM | $1,130.54MM |
| Operating Cash Flow | $29.84MM | $24.19MM | $11.07MM |
| Capital expenditure | $0.55MM | $0.84MM | $2.15MM |
| Investing Cash Flow | $43.88MM | $72.37MM | $68.42MM |
| Financing Cash Flow | $-96.51MM | $-91.20MM | $-61.61MM |
| Earnings Per Share** | $3.24 | $2.91 | $2.48 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.