Palomar Holdings, Inc.
General ticker "PLMR" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $3.4B (TTM average)
Palomar Holdings, Inc. follows the US Stock Market performance with the rate: 5.2%.
Estimated limits based on current volatility of 1.0%: low 130.83$, high 133.60$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-08-19, amount 0.45$ (Y0.34%)
- Total employees count: 439 (+73.5%) as of 2025
- Top business risk factors: Catastrophe events reduce earnings equity, Reinsurers may not pay claims timely, Inadequate loss reserves, Third-party risks, Risk management models may fail exposure
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [110.28$, 151.88$]
- 2026-12-31 to 2027-12-31 estimated range: [109.52$, 152.40$]
Financial Metrics affecting the PLMR estimates:
- Negative: with PPE of 17.2 at the end of fiscal year the price was high
- Positive: 7.80 < Operating profit margin, % of 12.53
- Positive: 6.77 < Operating cash flow per share per price, % of 11.32
- Positive: Industry earnings per price (median), % of 8.17 > 4.32
- Positive: -14.39 < Investing cash flow per share per price, % of -9.79
- Negative: Inventory ratio change, % of 32.55 > 0.79
- Positive: Return on assets ratio (scaled to [-100,100]) of 6.07 > 6.06
- Positive: Interest expense per share per price, % of 0.01 <= 0.75
- Positive: 18.97 < Shareholder equity ratio, % of 30.90 <= 42.26
Short-term PLMR quotes
Long-term PLMR plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $375.93MM | $553.86MM | $1,927.97MM |
| Operating Expenses | $275.23MM | $402.67MM | $1,686.41MM |
| Operating Income | $100.70MM | $151.20MM | $241.56MM |
| Non-Operating Income | $2.94MM | $0.00MM | $11.83MM |
| Interest Expense | $3.77MM | $1.14MM | $0.39MM |
| Income(Loss) | $103.64MM | $151.20MM | $253.39MM |
| Taxes | $24.44MM | $33.62MM | $56.32MM |
| Net Income(Loss)* | $79.20MM | $117.57MM | $197.07MM |
| Stockholders Equity | $471.25MM | $729.03MM | $942.67MM |
| Assets | $1,708.02MM | $2,262.22MM | $3,050.97MM |
| Operating Cash Flow | $116.11MM | $261.16MM | $409.12MM |
| Capital expenditure | $6.76MM | $0.24MM | $7.13MM |
| Investing Cash Flow | $-128.48MM | $-306.24MM | $-353.98MM |
| Financing Cash Flow | $-3.94MM | $73.77MM | $-28.79MM |
| Earnings Per Share** | $3.19 | $4.61 | $7.40 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.