Palomar Holdings, Inc.
General ticker "PLMR" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $3.4B (TTM average)
Palomar Holdings, Inc. does not follow the US Stock Market performance with the rate: -17.0%.
Estimated limits based on current volatility of 1.5%: low 122.93$, high 126.67$
Factors to consider:
- Total employees count: 253 (+18.8%) as of 2024
- Top business risk factors: Climate change and natural disasters, Reimbursement delays, Inadequate loss reserves, Insufficient insurance coverage, Risk management failure
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [88.42$, 121.22$]
- 2025-12-31 to 2026-12-31 estimated range: [89.00$, 123.46$]
Financial Metrics affecting the PLMR estimates:
- Negative: with PPE of 20.7 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 27.30 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 9.73
- Positive: Industry operating cash flow per share per price (median), % of 16.21 > 10.29
- Positive: -14.22 < Investing cash flow per share per price, % of -11.41
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 0.23 < Industry earnings per price (median), % of 4.44
- Positive: 19.40 < Shareholder equity ratio, % of 32.23 <= 42.68
- Positive: Interest expense per share per price, % of 0.04 <= 0.73
Short-term PLMR quotes
Long-term PLMR plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $327.09MM | $375.93MM | $553.86MM |
| Operating Expenses | $259.54MM | $272.28MM | $402.67MM |
| Operating Income | $67.55MM | $103.64MM | $151.20MM |
| Interest Expense | $0.87MM | $3.77MM | $1.14MM |
| Income(Loss) | $67.55MM | $103.64MM | $151.20MM |
| Taxes | $15.38MM | $24.44MM | $33.62MM |
| Profit(Loss)* | $52.17MM | $79.20MM | $117.57MM |
| Stockholders Equity | $384.75MM | $471.25MM | $729.03MM |
| Assets | $1,306.45MM | $1,708.02MM | $2,262.22MM |
| Operating Cash Flow | $169.58MM | $116.11MM | $261.16MM |
| Capital expenditure | $5.94MM | $6.76MM | $0.24MM |
| Investing Cash Flow | $-156.81MM | $-128.48MM | $-306.24MM |
| Financing Cash Flow | $5.02MM | $-3.94MM | $73.77MM |
| Earnings Per Share** | $2.07 | $3.19 | $4.61 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.