Old Point Financial Corporation
General ticker "OPOF" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $116.9M (TTM average)
Old Point Financial Corporation follows the US Stock Market performance with the rate: 7.9%.
Estimated limits based on current volatility of 1.2%: low 39.36$, high 40.30$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-06-09, amount 0.14$ (Y1.40%)
- Company does not operate outside North America (retrieved using AI)
- Current price 57.9% above estimated high
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [19.47$, 25.29$]
- 2025-12-31 to 2026-12-31 estimated range: [17.15$, 23.27$]
Financial Metrics affecting the OPOF estimates:
- Positive: 0.88 < Non-GAAP EPS, $ of 1.88
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 8.49 < Operating profit margin, % of 13.29
- Positive: -0.98 < Return on assets ratio (scaled to [-100,100]) of 0.65
- Positive: Industry earnings per price (median), % of 7.45 > 5.86
- Positive: Industry operating profit margin (median), % of 22.36 > 11.13
- Negative: Interest expense per share, $ of 4.78 > 0.68
Short-term OPOF quotes
Long-term OPOF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $59.86MM | $80.28MM | $85.82MM |
| Operating Expenses | $49.28MM | $71.22MM | $74.41MM |
| Operating Income | $10.58MM | $9.06MM | $11.40MM |
| Interest Expense | $3.60MM | $18.43MM | $24.19MM |
| Income(Loss) | $10.58MM | $9.06MM | $11.40MM |
| Taxes | $1.47MM | $1.33MM | $1.90MM |
| Profit(Loss)* | $9.11MM | $7.73MM | $9.51MM |
| Stockholders Equity | $98.73MM | $106.78MM | $113.97MM |
| Assets | $1,355.34MM | $1,446.38MM | $1,450.57MM |
| Operating Cash Flow | $17.57MM | $11.00MM | $14.64MM |
| Capital expenditure | $1.35MM | $1.05MM | $1.41MM |
| Investing Cash Flow | $-213.44MM | $-32.55MM | $51.13MM |
| Financing Cash Flow | $27.20MM | $81.06MM | $-6.07MM |
| Earnings Per Share** | $1.80 | $1.54 | $1.88 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.