Trupanion, Inc.
General ticker "TRUP" information:
- Sector: Financials
- Industry: Insurance - Specialty
- Capitalization: $1.9B (TTM average)
Trupanion, Inc. follows the US Stock Market performance with the rate: 21.1%.
Estimated limits based on current volatility of 2.7%: low 33.02$, high 34.84$
Factors to consider:
- Total employees count: 1130 (-1.1%) as of 2024
- US accounted for 83.5% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Cybersecurity threats, Operational and conduct risks, Acquisition/divestiture risks, Regulatory and compliance, Leadership stability
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [38.29$, 69.84$]
- 2025-12-31 to 2026-12-31 estimated range: [35.78$, 65.91$]
Financial Metrics affecting the TRUP estimates:
- Negative: with PPE of -216.7 at the end of fiscal year the price was very high
- Positive: -5.02 < Operating profit margin, % of -0.73
- Positive: Industry operating profit margin (median), % of 14.15 > 9.53
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of -1.18
- Positive: 19.35 < Shareholder equity ratio, % of 40.07 <= 42.53
- Positive: -4.41 < Investing cash flow per share per price, % of -0.64
- Positive: 0.04 < Operating cash flow per share per price, % of 2.30
- Positive: Industry earnings per price (median), % of 7.37 > 4.45
- Positive: 5.42 < Industry operating cash flow per share per price (median), % of 8.85
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term TRUP quotes
Long-term TRUP plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $905.18MM | $1,108.61MM | $1,285.68MM |
| Operating Expenses | $948.18MM | $1,149.26MM | $1,295.20MM |
| Operating Income | $-43.00MM | $-40.66MM | $-9.51MM |
| Non-Operating Income | $-1.20MM | $-4.38MM | $-0.12MM |
| Interest Expense | $4.27MM | $12.08MM | $14.50MM |
| R&D Expense | $25.13MM | $21.40MM | $31.25MM |
| Income(Loss) | $-44.20MM | $-45.03MM | $-9.64MM |
| Taxes | $0.48MM | $-0.34MM | $-0.01MM |
| Profit(Loss)* | $-44.67MM | $-44.69MM | $-9.63MM |
| Stockholders Equity | $305.30MM | $303.72MM | $323.27MM |
| Assets | $671.63MM | $782.95MM | $806.85MM |
| Operating Cash Flow | $-8.00MM | $18.64MM | $48.29MM |
| Capital expenditure | $17.09MM | $18.28MM | $9.72MM |
| Investing Cash Flow | $-67.52MM | $7.64MM | $-13.46MM |
| Financing Cash Flow | $60.74MM | $59.13MM | $-3.96MM |
| Earnings Per Share** | $-1.10 | $-1.08 | $-0.23 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.