GBank Financial Holdings Inc.
General ticker "GBFH" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $467.7M (TTM average)
GBank Financial Holdings Inc. does not follow the US Stock Market performance with the rate: -28.9%.
Estimated limits based on current volatility of 2.2%: low 17.85$, high 18.65$
Factors to consider:
- Total employees count: 184 as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Regulatory and compliance, Cybersecurity threats, Market competition
- Current price 25.7% below estimated low
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [24.12$, 35.73$]
- 2026-12-31 to 2027-12-31 estimated range: [20.85$, 31.59$]
Financial Metrics affecting the GBFH estimates:
- Positive: with PPE of 21.8 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of 1.94 <= 2.37
- Positive: Operating profit margin, % of 35.52 > 33.79
- Positive: 7.04 < Shareholder equity ratio, % of 12.19 <= 12.78
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.52
- Positive: Interest expense per share per price, % of 6.75 <= 10.35
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -29.06 <= -18.95
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
Short-term GBFH quotes
Long-term GBFH plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $58.96MM | $60.14MM | $75.88MM |
| Operating Expenses | $45.44MM | $36.23MM | $48.93MM |
| Operating Income | $13.53MM | $23.91MM | $26.95MM |
| Non-Operating Income | $0.00MM | $0.00MM | $0.14MM |
| Interest Expense | $13.19MM | $29.03MM | $33.59MM |
| Income(Loss) | $13.53MM | $23.91MM | $27.09MM |
| Taxes | $2.61MM | $5.27MM | $6.02MM |
| Net Income(Loss)* | $10.92MM | $18.64MM | $21.07MM |
| Stockholders Equity | $98.43MM | $140.70MM | $165.75MM |
| Assets | $918.38MM | $1,122.36MM | $1,359.49MM |
| Operating Cash Flow | $-37.59MM | $26.48MM | $9.64MM |
| Capital expenditure | $0.33MM | $0.19MM | $0.00MM |
| Investing Cash Flow | $-221.19MM | $-179.13MM | $-144.66MM |
| Financing Cash Flow | $220.27MM | $178.84MM | $208.76MM |
| Earnings Per Share** | $0.86 | $1.39 | $1.47 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.