Franklin Financial Services Corporation
General ticker "FRAF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $215.4M (TTM average)
Franklin Financial Services Corporation follows the US Stock Market performance with the rate: 54.5%.
Estimated limits based on current volatility of 1.7%: low 61.19$, high 63.32$
Factors to consider:
- Earnings expected soon, date: 2026-07-24 bmo
- Company pays dividends (quarterly): last record date 2026-05-01, amount 0.34$ (Y2.17%)
- Total employees count: 298 as of 2022
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate concentration, Loan defaults, Economic downturns and volatility, Cybersecurity threats, Climate change and natural disasters
- Current price 45.5% above estimated high
- Earnings for 15 months up through Q1 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [30.43$, 41.76$]
- 2025-12-31 to 2026-12-31 estimated range: [31.13$, 43.02$]
Financial Metrics affecting the FRAF estimates:
- Positive: with PPE of 12.5 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 15.83 > 12.93
- Positive: 7.57 < Operating profit margin, % of 11.70
- Negative: Shareholder equity ratio, % of 6.58 <= 19.19
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 0.50
- Positive: Industry earnings per price (median), % of 6.34 > 4.44
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term FRAF quotes
Long-term FRAF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $66.91MM | $90.38MM | $113.83MM |
| Operating Expenses | $49.27MM | $74.62MM | $100.52MM |
| Operating Income | $17.63MM | $15.75MM | $13.31MM |
| Non-Operating Income | $-0.14MM | $0.00MM | $0.00MM |
| Interest Expense | $4.86MM | $23.12MM | $43.94MM |
| Income(Loss) | $17.50MM | $15.75MM | $13.31MM |
| Taxes | $2.56MM | $2.15MM | $2.22MM |
| Net Income(Loss)* | $14.94MM | $13.60MM | $11.10MM |
| Stockholders Equity | $114.20MM | $132.14MM | $144.72MM |
| Assets | $1,699.58MM | $1,836.04MM | $2,197.84MM |
| Operating Cash Flow | $25.24MM | $26.57MM | $21.75MM |
| Capital expenditure | $12.22MM | $0.50MM | $2.57MM |
| Investing Cash Flow | $-95.06MM | $-178.27MM | $-184.37MM |
| Financing Cash Flow | $-40.44MM | $109.94MM | $343.08MM |
| Earnings Per Share** | $3.38 | $3.11 | $2.51 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.