Franklin Financial Services Corporation
General ticker "FRAF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $237.5M (TTM average)
Franklin Financial Services Corporation follows the US Stock Market performance with the rate: 52.0%.
Estimated limits based on current volatility of 1.2%: low 62.29$, high 63.75$
Factors to consider:
- Earnings expected soon, date: 2026-10-27 bmo
- Company pays dividends (quarterly): last record date 2026-08-07, amount 0.34$ (Y2.17%)
- Total employees count: 306 (0.0%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate concentration, Loan defaults, Economic downturns and volatility, Cybersecurity threats, Climate change and natural disasters
- Current price 45.4% above estimated high
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [30.52$, 41.89$]
- 2025-12-31 to 2026-12-31 estimated range: [31.23$, 43.14$]
Financial Metrics affecting the FRAF estimates:
- Positive: with PPE of 12.3 at the end of fiscal year the price was neutral
- Positive: 11.29 < Operating profit margin, % of 11.70
- Positive: 15.29 < Operating cash flow per share per price, % of 16.10
- Negative: Shareholder equity ratio, % of 6.58 <= 7.04
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.50
- Negative: Industry operating cash flow per share per price (median), % of 10.54 <= 11.51
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term FRAF quotes
Long-term FRAF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $66.91MM | $90.38MM | $113.83MM |
| Operating Expenses | $49.27MM | $74.62MM | $100.52MM |
| Operating Income | $17.63MM | $15.75MM | $13.31MM |
| Non-Operating Income | $-0.14MM | $0.00MM | $0.00MM |
| Interest Expense | $4.86MM | $23.12MM | $43.94MM |
| Income(Loss) | $17.50MM | $15.75MM | $13.31MM |
| Taxes | $2.56MM | $2.15MM | $2.22MM |
| Net Income(Loss)* | $14.94MM | $13.60MM | $11.10MM |
| Stockholders Equity | $114.20MM | $132.14MM | $144.72MM |
| Assets | $1,699.58MM | $1,836.04MM | $2,197.84MM |
| Operating Cash Flow | $25.24MM | $26.57MM | $21.75MM |
| Capital expenditure | $12.22MM | $0.50MM | $2.57MM |
| Investing Cash Flow | $-95.06MM | $-178.27MM | $-184.37MM |
| Financing Cash Flow | $-40.44MM | $109.94MM | $343.08MM |
| Earnings Per Share** | $3.38 | $3.11 | $2.51 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.