Finward Bancorp
General ticker "FNWD" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $126.6M (TTM average)
Finward Bancorp follows the US Stock Market performance with the rate: 45.7%.
Estimated limits based on current volatility of 1.7%: low 36.11$, high 37.36$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-17, amount 0.12$ (Y1.31%)
- Total employees count: 276 (-15.3%) as of 2023
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Economic downturns and volatility, Regulatory and compliance
- Earnings for 12 months up through Q4 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [23.41$, 32.58$]
- 2025-12-31 to 2026-12-31 estimated range: [23.75$, 33.35$]
Financial Metrics affecting the FNWD estimates:
- Positive: with PPE of 10.4 at the end of fiscal year the price was neutral
- Positive: 7.67 < Operating profit margin, % of 12.03
- Positive: 6.64 < Operating cash flow per share per price, % of 7.83
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Negative: Shareholder equity ratio, % of 7.35 <= 19.40
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.59
- Positive: Investing cash flow per share per price, % of 34.18 > -0.63
- Positive: Inventory ratio change, % of 0 <= 0
Short-term FNWD quotes
Long-term FNWD plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $83.54MM | $96.53MM | $111.83MM |
| Operating Expenses | $66.99MM | $88.48MM | $98.37MM |
| Operating Income | $16.56MM | $8.04MM | $13.46MM |
| Interest Expense | $4.89MM | $31.23MM | $40.73MM |
| Income(Loss) | $16.56MM | $8.04MM | $13.46MM |
| Taxes | $1.48MM | $-0.34MM | $1.32MM |
| Profit(Loss)* | $15.08MM | $8.38MM | $12.13MM |
| Stockholders Equity | $136.39MM | $147.34MM | $151.41MM |
| Assets | $2,070.34MM | $2,108.28MM | $2,060.70MM |
| Operating Cash Flow | $17.73MM | $24.21MM | $9.80MM |
| Capital expenditure | $3.03MM | $1.15MM | $3.07MM |
| Investing Cash Flow | $-1.13MM | $15.02MM | $42.79MM |
| Financing Cash Flow | $-18.49MM | $15.49MM | $-68.02MM |
| Earnings Per Share** | $3.61 | $1.96 | $2.84 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.