Finward Bancorp
General ticker "FNWD" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $142.2M (TTM average)
Finward Bancorp follows the US Stock Market performance with the rate: 26.4%.
Estimated limits based on current volatility of 0.9%: low 42.80$, high 43.60$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-17, amount 0.12$ (Y1.11%)
- Total employees count: 318 as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Economic downturns and volatility, Regulatory and compliance
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [30.20$, 39.67$]
- 2026-12-31 to 2027-12-31 estimated range: [30.82$, 40.96$]
Financial Metrics affecting the FNWD estimates:
- Positive: with PPE of 19.3 at the end of fiscal year the price was neutral
- Positive: 7.80 < Operating profit margin, % of 8.02
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Investing cash flow per share per price, % of 61.08 > -0.64
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.40
Short-term FNWD quotes
Long-term FNWD plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $65.30MM | $71.09MM | $101.06MM |
| Operating Expenses | $57.26MM | $57.64MM | $92.95MM |
| Operating Income | $8.04MM | $13.46MM | $8.11MM |
| Interest Expense | $31.23MM | $40.73MM | $35.02MM |
| Income(Loss) | $8.04MM | $13.46MM | $8.11MM |
| Taxes | $-0.34MM | $1.32MM | $0.02MM |
| Net Income(Loss)* | $8.38MM | $12.13MM | $8.09MM |
| Stockholders Equity | $147.34MM | $151.41MM | $174.66MM |
| Assets | $2,108.28MM | $2,060.70MM | $2,021.18MM |
| Operating Cash Flow | $24.21MM | $9.80MM | $9.90MM |
| Capital expenditure | $1.15MM | $3.07MM | $0.85MM |
| Investing Cash Flow | $15.02MM | $42.79MM | $94.88MM |
| Financing Cash Flow | $15.49MM | $-68.02MM | $-55.72MM |
| Earnings Per Share** | $1.96 | $2.84 | $1.89 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.