Finward Bancorp
General ticker "FNWD" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $140.5M (TTM average)
Finward Bancorp follows the US Stock Market performance with the rate: 34.9%.
Estimated limits based on current volatility of 1.3%: low 31.85$, high 32.67$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-16, amount 0.12$ (Y1.49%)
- Total employees count: 276 (-15.3%) as of 2023
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Economic downturns and volatility, Regulatory and compliance
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [30.57$, 40.30$]
- 2026-12-31 to 2027-12-31 estimated range: [31.02$, 41.44$]
Financial Metrics affecting the FNWD estimates:
- Positive: with PPE of 19.6 at the end of fiscal year the price was neutral
- Positive: 7.54 < Operating profit margin, % of 8.02
- Positive: Investing cash flow per share per price, % of 60.26 > -0.60
- Negative: Shareholder equity ratio, % of 8.64 <= 19.24
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
Short-term FNWD quotes
Long-term FNWD plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $65.30MM | $111.83MM | $101.06MM |
| Operating Expenses | $57.26MM | $98.37MM | $92.95MM |
| Operating Income | $8.04MM | $13.46MM | $8.11MM |
| Interest Expense | $31.23MM | $40.73MM | $35.02MM |
| Income(Loss) | $8.04MM | $13.46MM | $8.11MM |
| Taxes | $-0.34MM | $1.32MM | $0.02MM |
| Net Income(Loss)* | $8.38MM | $12.13MM | $8.09MM |
| Stockholders Equity | $147.34MM | $151.41MM | $174.66MM |
| Assets | $2,108.28MM | $2,060.70MM | $2,021.18MM |
| Operating Cash Flow | $24.21MM | $9.80MM | $9.90MM |
| Capital expenditure | $1.15MM | $3.07MM | $0.85MM |
| Investing Cash Flow | $15.02MM | $42.79MM | $94.88MM |
| Financing Cash Flow | $15.49MM | $-68.02MM | $-55.72MM |
| Earnings Per Share** | $1.96 | $2.84 | $1.89 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.